Zurich American Insurance Company: An Overview

When it comes to insurance companies, Zurich American Insurance Company is a name that frequently comes up. Zurich American Insurance Company is part of the Zurich Insurance Group, one of the leading global insurance companies. Headquartered in Schaumburg, Illinois, this company offers a range of insurance products and services to businesses and individuals across the United States.

History of Zurich American Insurance Company

Zurich American Insurance Company has a long history that dates back to the late 1800s. The company was initially founded as the North American Accident Insurance Company in 1891. In 1912, it was acquired by the Zurich Insurance Group and renamed Zurich American Insurance Company. Since then, it has grown to become one of the leading insurance companies in the United States.

Over the years, Zurich American Insurance Company has acquired several other insurance companies to expand its business and offer a wider range of services. Some of its subsidiaries include:

Subsidiary
Specialty
Zurich American Insurance Company of Illinois
Commercial property and casualty insurance
American Guarantee and Liability Insurance Company
Specialty lines insurance
Zurich American Insurance Company of New York
Commercial property and casualty insurance

With its wide range of insurance products and services, Zurich American Insurance Company has become a popular choice for businesses and individuals across the United States.

Insurance Products and Services Offered by Zurich American Insurance Company

Zurich American Insurance Company offers a range of insurance products and services to meet the needs of businesses and individuals. Some of its most popular insurance products include:

Property Insurance

Zurich American Insurance Company offers property insurance to businesses of all sizes. This insurance policy covers damage to property caused by fire, theft, and other unexpected events. It also covers loss of income due to a covered event, as well as the cost of repairing or replacing damaged property.

Liability Insurance

Liability insurance is designed to protect businesses and individuals from legal action taken against them due to injury or damage caused to others. Zurich American Insurance Company offers several types of liability insurance, including general liability insurance, professional liability insurance, and product liability insurance.

Workers’ Compensation Insurance

Workers’ compensation insurance is designed to protect employees who are injured or become ill while on the job. Zurich American Insurance Company offers workers’ compensation insurance to businesses of all sizes. This insurance policy covers medical expenses, lost wages, and other costs associated with workplace injuries or illnesses.

FAQ About Zurich American Insurance Company

Here are some frequently asked questions about Zurich American Insurance Company:

What is the rating of Zurich American Insurance Company?

Zurich American Insurance Company has an A+ rating from both A.M. Best and Standard & Poor’s, two of the leading rating agencies in the insurance industry.

Does Zurich American Insurance Company offer auto insurance?

No, Zurich American Insurance Company does not offer auto insurance. However, it does offer a range of other insurance products, including property, liability, and workers’ compensation insurance.

How do I file a claim with Zurich American Insurance Company?

To file a claim with Zurich American Insurance Company, you can call their claims department at 1-800-987-3373 or submit a claim online through their website.

Does Zurich American Insurance Company offer insurance for individuals?

Yes, Zurich American Insurance Company does offer insurance for individuals. Some of its popular insurance products for individuals include home insurance, renters insurance, and personal umbrella insurance.

What is the best way to contact Zurich American Insurance Company?

You can contact Zurich American Insurance Company by phone, email, or through their website. Their customer service representatives are available to assist you with any questions or concerns you may have about their insurance products and services.

Conclusion

Zurich American Insurance Company is a reputable insurance company that offers a wide range of insurance products and services to businesses and individuals across the United States. With its long history and strong financial ratings, it is a popular choice for those looking for reliable insurance coverage. If you are in need of insurance coverage for your business or personal needs, consider Zurich American Insurance Company for your insurance needs.