WPS Insurance: Everything You Need to Know

When it comes to protecting yourself from unexpected accidents, having insurance is a must. One of the popular insurance providers in the US is WPS Insurance. In this article, we will go through everything you need to know about WPS Insurance, including its history, types of insurance it offers, benefits, and frequently asked questions.

History of WPS Insurance

WPS Insurance was founded in 1946 as Wisconsin Physicians Service Insurance Corporation. It started as a not-for-profit insurance provider to offer affordable health insurance for Wisconsin physicians. However, over the years, WPS Insurance has expanded its coverage to other states and now offers various insurance options to individuals, families, and businesses.

Today, WPS Insurance is a subsidiary of WPS Health Solutions and has its headquarters in Madison, Wisconsin, USA. It operates in several states, including Wisconsin, Indiana, Illinois, Michigan, and Iowa.

Types of Insurance Offered by WPS Insurance

WPS Insurance offers different types of insurance options to cater to its customers’ needs. Here are the types of insurance offered by WPS Insurance:

1. Health Insurance

WPS Health Insurance provides health insurance options to individuals and families. Its health insurance covers the costs of medical procedures, hospitalization, prescription drugs, and preventive care.

WPS Health Insurance offers a range of plans, including HMO, PPO, and POS. It also has Medicare Advantage plans for people who qualify for Medicare.

2. Dental Insurance

WPS Dental Insurance provides dental insurance to individuals and families. Its dental insurance covers various dental procedures, including preventive care, restorative care, orthodontics, and oral surgery.

WPS Dental Insurance offers a range of plans, including HMO, PPO, and DHMO. It also offers dental plans specifically designed for children.

3. Vision Insurance

WPS Vision Insurance provides vision insurance to individuals and families. Its vision insurance covers the costs of eye exams, glasses, and contact lenses.

WPS Vision Insurance offers a range of plans, including HMO and PPO. It also has discounts on LASIK surgery.

4. Life Insurance

WPS Life Insurance provides life insurance to individuals and families. Its life insurance covers the costs of funeral expenses, mortgage payments, and other expenses after a person passes away.

WPS Life Insurance offers a range of plans, including term life insurance and permanent life insurance.

5. Disability Insurance

WPS Disability Insurance provides disability insurance to individuals and businesses. Its disability insurance covers the costs of lost wages and other expenses when a person is unable to work due to illness or injury.

WPS Disability Insurance offers a range of plans, including short-term disability insurance and long-term disability insurance.

6. Travel Insurance

WPS Travel Insurance provides travel insurance to individuals and families. Its travel insurance covers the costs of medical emergencies, trip cancellation, and other unexpected expenses while traveling.

WPS Travel Insurance offers a range of plans, including single trip, annual, and group travel insurance.

Benefits of WPS Insurance

Choosing WPS Insurance as your insurance provider has several benefits. Here are some of the benefits of WPS Insurance:

1. Cost-effective plans

WPS Insurance offers cost-effective insurance plans, making it affordable for individuals, families, and businesses to get the coverage they need.

2. Wide range of plans

WPS Insurance offers a wide range of insurance plans, catering to the different needs of its customers. Whether you need health insurance, dental insurance, vision insurance, life insurance, disability insurance, or travel insurance, WPS Insurance has got you covered.

3. Excellent customer service

WPS Insurance has a dedicated customer service team that is available to answer any questions and concerns you may have. Its customer service team is available via phone, email, or online chat.

4. Easy claims process

WPS Insurance has a straightforward and easy claims process. Its online portal allows you to file and track your claims easily.

Frequently Asked Questions (FAQs)

1. How do I get a quote for WPS Insurance?

You can get a quote for WPS Insurance by visiting its website and filling out an online form. Alternatively, you can call its customer service team to get a quote over the phone.

2. How do I file a claim with WPS Insurance?

You can file a claim with WPS Insurance by visiting its online portal and submitting your claim online. Alternatively, you can call its customer service team and file your claim over the phone.

3. Does WPS Insurance have a mobile app?

Yes, WPS Insurance has a mobile app that allows you to access your insurance information on the go. You can download the app from the App Store or Google Play Store.

4. Does WPS Insurance offer group insurance?

Yes, WPS Insurance offers group insurance for businesses. Its group insurance plans include health insurance, dental insurance, vision insurance, and other types of insurance.

5. Does WPS Insurance offer discounts for bundling insurance plans?

Yes, WPS Insurance offers discounts for bundling insurance plans. When you bundle two or more insurance plans, you can save money on your premiums.

Conclusion

WPS Insurance is a reliable and reputable insurance provider that offers comprehensive insurance plans at cost-effective rates. Its commitment to excellent customer service and easy claims process make it an ideal insurance provider for individuals, families, and businesses. With its wide range of insurance plans, you can get the coverage you need to protect yourself from unexpected accidents and emergencies.