World Nomads Travel Insurance Reviews – Is it Worth the Hype?

If you’re planning on traveling abroad, there are a lot of things to consider. One of the most crucial aspects of your trip is travel insurance. This is where World Nomads comes in. World Nomads has been providing travel insurance for over ten years to travelers from all around the world.

But is it worth the hype? In this article, we’ll give you an in-depth review of World Nomads Travel Insurance to help you decide if it’s a good fit for you.

Who is World Nomads?

World Nomads is a travel insurance provider that specializes in providing coverage for adventurous travelers. They were founded in 2002 by Simon Monk and Graham Brown after they backpacked around the world and realized that there was a lack of affordable and comprehensive travel insurance available for adventurous travelers.

World Nomads operates in over 150 countries and provides coverage for a range of activities, including adventure sports, volunteering, and more. They also offer 24/7 customer support in case you need assistance while traveling.

What Types of Travel Insurance Does World Nomads Offer?

World Nomads offers two types of travel insurance policies: Standard and Explorer. Let’s take a closer look at each of these policies.

Standard Travel Insurance

The Standard policy is designed for travelers who want basic coverage. This policy covers things like trip cancellation, medical emergencies, and baggage coverage. It also includes coverage for adventure sports like hiking and skiing. This policy is best for travelers who don’t plan on participating in any extreme activities.

Explorer Travel Insurance

The Explorer policy is designed for travelers who plan on participating in extreme activities like bungee jumping, mountain climbing, and more. This policy includes all of the coverage offered in the Standard policy, plus coverage for more extreme activities. It’s also ideal for travelers who plan on volunteering abroad.

World Nomads Travel Insurance Reviews: The Pros and Cons

Now that we’ve looked at what World Nomads offers, let’s dive into the pros and cons of their travel insurance policies.

Pros

Easy to Purchase

One of the biggest advantages of World Nomads is how easy it is to purchase travel insurance. You can purchase a policy online in just a few minutes, and you’ll receive your policy documents via email immediately after purchase.

Comprehensive Coverage

World Nomads offers comprehensive coverage for medical emergencies, trip cancellations, and baggage coverage. They also offer coverage for adventure sports and extreme activities, which is perfect for adventurous travelers.

Flexible Policy Options

World Nomads offers two different policy options: Standard and Explorer. This allows travelers to choose the policy that best fits their needs and budget.

24/7 Customer Support

If you run into any issues while traveling, World Nomads offers 24/7 customer support. This is incredibly important when traveling, as you never know when you’ll need assistance.

Cons

Expensive

One of the biggest drawbacks of World Nomads is that they’re more expensive than other travel insurance providers. This is due to the fact that they offer comprehensive coverage and coverage for adventure sports.

Not Ideal for Long-Term Travel

If you’re planning on traveling long-term, World Nomads may not be the best fit for you. Their policies typically only cover trips up to 180 days in length. If you’re planning on traveling for longer than that, you’ll need to look for a different insurance provider.

FAQ

Here are some frequently asked questions about World Nomads Travel Insurance:

Does World Nomads cover pre-existing medical conditions?

World Nomads does not cover pre-existing medical conditions. If you have a pre-existing medical condition, you’ll need to disclose it when purchasing your policy to see if coverage is available.

Can I purchase a policy if I’m already traveling?

Yes, you can purchase a policy if you’re already traveling. However, keep in mind that coverage won’t begin until the policy is purchased.

What’s the maximum trip length covered by World Nomads?

World Nomads policies typically cover trips up to 180 days in length. If you’re planning on traveling for longer than that, you’ll need to look for a different insurance provider.

Does World Nomads cover adventure sports?

Yes, World Nomads covers adventure sports. However, coverage varies depending on the type of sport and policy you purchase. Make sure to read the policy details carefully before purchasing.

What’s the process for filing a claim with World Nomads?

If you need to file a claim with World Nomads, you’ll need to fill out a claims form online. You’ll also need to provide any necessary documentation, such as medical records or receipts.

Conclusion

Overall, World Nomads Travel Insurance is a comprehensive and flexible option for travelers who want coverage for adventure sports and extreme activities. While they are more expensive than other travel insurance providers, their coverage and customer support make them a great choice for travelers who want peace of mind while abroad.