Are you planning to embark on a travel adventure soon? If yes, then you need to think about your travel insurance. It’s always better to have one, because you never know what could happen on your trip. World Nomads is one of the most popular travel insurance providers among travelers globally. In this article, we’ll take a closer look at World Nomads and what they offer.
What is World Nomads Travel Insurance?
World Nomads is a travel insurance company that specializes in providing coverage for adventurers, backpackers, and other travel enthusiasts. The company was founded in 2002 in Australia by two backpackers, who wanted to create travel insurance that was specific to the needs of travelers.Today, World Nomads offers a range of policies that cater to the unique needs of travelers. Their policies cover a range of activities such as adventure sports, motorbike riding, and even volunteering. This makes them an excellent choice for those who love to explore and take part in activities that might be considered risky.
Why Choose World Nomads Travel Insurance?
There are many reasons why you should choose World Nomads over other travel insurance providers. Here are just a few:
1. Comprehensive Coverage
World Nomads offers comprehensive coverage for travelers. Their policies cover everything from medical emergencies to trip cancellations.
2. Adventure Sports Coverage
If you’re someone who loves adventure sports, then World Nomads is the perfect choice for you. Their policies cover a range of adventure sports such as scuba diving, skiing, and snowboarding.
3. Flexibility
World Nomads understands that every traveler is unique, which is why they offer flexible policies. You can buy, extend, or claim online, even if you’re already on the road.
4. 24/7 Emergency Assistance
If you run into an emergency while traveling, World Nomads offers 24/7 emergency assistance. This means you’ll always have access to help when you need it.
What Does World Nomads Travel Insurance Cover?
World Nomads offers a range of policies that provide different levels of coverage. Here are some of the things that their policies cover:
Medical Emergencies
If you become ill or injured while traveling, World Nomads will cover your medical expenses. This includes hospitalization, doctor’s fees, and medication.
Trip Cancellation
If you need to cancel your trip due to an unforeseen event such as an illness or death in the family, World Nomads will cover the cost of your canceled flights and accommodation.
Lost or Stolen Luggage
If your luggage is lost or stolen while traveling, World Nomads will cover the cost of replacing it.
Adventure Sports
World Nomads covers a range of adventure sports such as scuba diving, skiing, and snowboarding.
What Doesn’t World Nomads Travel Insurance Cover?
While World Nomads offers comprehensive coverage for travelers, there are some things that their policies don’t cover. Here are a few examples:
Pre-Existing Conditions
World Nomads doesn’t cover pre-existing medical conditions. If you have a pre-existing condition, you should disclose it to the company before purchasing a policy.
Extreme Sports
While World Nomads covers a range of adventure sports, they don’t cover extreme sports such as base jumping or skydiving.
Alcohol and Drugs
If you injure yourself while under the influence of drugs or alcohol, World Nomads won’t cover your medical expenses.
How Much Does World Nomads Travel Insurance Cost?
The cost of World Nomads travel insurance depends on a variety of factors such as your age, destination, and the length of your trip. However, in general, their policies are affordable and offer great value for money.
Sample Pricing
As of June 2021, here are some sample prices for World Nomads travel insurance:
Type of Policy |
Destination |
Duration |
Price |
Standard Plan |
Europe |
2 weeks |
$86.27 |
Explorer Plan |
South America |
4 weeks |
$266.30 |
Standard Plan |
Asia |
1 month |
$152.20 |
FAQ
Here are some frequently asked questions about World Nomads travel insurance:
Q. Can I buy World Nomads travel insurance if I’m already traveling?
Yes, you can buy a policy from World Nomads even if you’re already on the road.
Q. Can I extend my policy while I’m traveling?
Yes, you can extend your policy while you’re traveling.
Q. How do I make a claim?
You can make a claim online through the World Nomads website. You’ll need to provide proof of your expenses such as receipts and medical bills.
Q. Does World Nomads cover COVID-19?
Yes, World Nomads covers COVID-19 related medical expenses for policies purchased after March 2020.
Q. Can I cancel my policy if I change my mind?
Yes, you can cancel your policy within 14 days of purchase if you haven’t made a claim yet.
Conclusion
If you’re planning to embark on a travel adventure soon, then you should consider purchasing travel insurance from World Nomads. They offer comprehensive coverage for travelers, including coverage for adventure sports. Their policies are affordable and offer great value for money. So, go ahead and enjoy your adventure, knowing that you’re covered by World Nomads.
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