Are you considering purchasing Verizon insurance but aren’t sure what exactly it covers? In this article, we’ll go over the specifics of Verizon’s insurance policies, what they cover, and whether or not it’s worth it for you to invest in it.
What is Verizon insurance?
Verizon offers insurance to its customers to protect their devices against accidental damage, loss, or theft. Depending on the policy you choose, you can get coverage for a number of different situations that could damage your device.
What are the different types of Verizon insurance?
Verizon offers two different types of insurance: Total Mobile Protection (TMP) and Total Equipment Coverage (TEC). The main difference between the two is that TMP includes additional features such as tech support, while TEC only covers damage, loss, or theft.
What does Verizon insurance cover?
Accidental Damage
If your device is accidentally damaged, either by dropping it or spilling something on it, Verizon insurance will cover the cost of repairs or replacement. This includes cracked screens, water damage, and any other type of accidental damage.
It’s important to note that there are some restrictions on what types of damage are covered. For example, if you intentionally break your device, the insurance will not cover the cost of repairs or replacement.
Lost or Stolen Devices
If you lose your device or it is stolen, Verizon insurance will cover the cost of a replacement. However, there are some exceptions to this coverage. If you lose your device while traveling internationally, for example, the insurance may not cover the cost of a replacement.
Malfunction
If your device malfunctions due to a hardware or software issue, Verizon insurance will cover the cost of repairs or replacement. However, if the issue is due to your own misuse or negligence, the insurance may not cover the cost of repairs or replacement.
What is not covered by Verizon insurance?
There are some situations in which Verizon insurance will not cover the cost of repairs or replacement.
Intentional Damage
If you intentionally damage your device, the insurance will not cover the cost of repairs or replacement. This includes things like throwing your device against a wall or intentionally cracking the screen.
Unauthorized Modifications
If you modify your device in any way that is not authorized by Verizon, the insurance will not cover the cost of repairs or replacement. This includes things like jailbreaking your iPhone or rooting your Android device.
Lost Devices While Traveling Internationally
If you lose your device while traveling internationally, the insurance may not cover the cost of a replacement.
Is Verizon insurance worth it?
Whether or not Verizon insurance is worth it for you depends on a number of different factors. First, you need to consider how likely it is that your device will be damaged or lost. If you are someone who is prone to dropping your device or frequently loses things, insurance may be a good investment for you.
You also need to consider the cost of the insurance policy itself. Depending on the policy you choose, you could end up paying anywhere from $7 to $17 per month. Over the course of a year, this could add up to a significant amount of money.
FAQ
Question |
Answer |
How much does Verizon insurance cost? |
The cost of Verizon insurance varies depending on the policy you choose. Total Mobile Protection currently costs $15 per month, while Total Equipment Coverage costs $7 per month. |
Can I cancel my Verizon insurance? |
Yes, you can cancel your Verizon insurance at any time. However, keep in mind that if you cancel your insurance and then your device is damaged or lost, you will be responsible for the cost of repairs or replacement. |
How do I file a claim with Verizon insurance? |
You can file a claim with Verizon insurance online or by calling their customer service line. You will need to provide information about your device and the circumstances of the damage or loss. |
Conclusion
Verizon insurance can be a valuable investment if you are someone who is prone to damaging or losing your device. However, it’s important to consider the cost of the policy itself and whether or not it’s worth it for you. By understanding what Verizon insurance covers and what it doesn’t, you can make an informed decision about whether or not to invest in it.
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