As a VSP (Vision Service Plan) vision insurance cardholder, you have access to discounted eye care services and products offered by VSP’s extensive network of eye doctors and retailers. In this article, we will cover the basics of VSP vision insurance, how to use your VSP vision insurance card, and frequently asked questions to help you make the most of your benefits.
What is VSP vision insurance?
VSP vision insurance is a type of insurance that specifically covers eye care services and products. It is a separate plan from your regular health insurance and can be purchased as a standalone plan or as an add-on to your existing health insurance policy. VSP has been offering vision insurance for over 60 years and is one of the largest vision insurance providers in the United States.
What services are covered by VSP vision insurance?
VSP vision insurance covers a range of eye care services and products, including:
Services and Products |
Coverage Details |
Comprehensive eye exams |
One exam every 12 months with a copay of $15-$25, depending on your plan |
Prescription glasses and contacts |
Discounts on frames, lenses, and contacts at VSP network retailers |
Specialty eyewear |
Discounts on sunglasses, sports glasses, safety glasses, and more at VSP network retailers |
Laser vision correction |
Discounts on LASIK and PRK services at VSP network providers |
Diagnostic tests and treatments |
Coverage varies depending on your plan |
How do I use my VSP vision insurance card?
If you have a VSP vision insurance plan, you will receive a VSP vision insurance card in the mail. This card contains important information about your plan, including your member ID and the date your benefits expire. To use your VSP vision insurance card, follow these steps:
- Make an appointment with a VSP network eye doctor. You can search for a VSP network eye doctor on the VSP website, or by calling the VSP customer service hotline.
- Bring your VSP vision insurance card to your appointment. The eye doctor’s office will need your member ID to verify your coverage.
- During your eye exam, let your eye doctor know that you have VSP vision insurance. They will help you choose eyewear and other products that are covered by your plan.
- When you check out, show your VSP vision insurance card again to ensure that you receive the correct discounts and copays.
Do I need to file a claim with my VSP vision insurance?
No, you do not need to file a claim with VSP vision insurance. Your discounts and copays will be applied automatically at the time of your appointment when you present your VSP vision insurance card.
FAQ
How much does VSP vision insurance cost?
The cost of VSP vision insurance varies depending on your plan, your location, and other factors. You can get a quote for VSP vision insurance on the VSP website or by calling the VSP customer service hotline.
How often can I get an eye exam with VSP vision insurance?
You can get one comprehensive eye exam every 12 months with a copay of $15-$25, depending on your plan.
Can I use my VSP vision insurance card at any eye doctor or retailer?
No, you can only use your VSP vision insurance card at VSP network eye doctors and retailers. You can search for VSP network providers on the VSP website or by calling the VSP customer service hotline.
What happens if I lose my VSP vision insurance card?
If you lose your VSP vision insurance card, you can request a replacement card by calling the VSP customer service hotline.
Can I use my VSP vision insurance for online purchases?
Yes, you can use your VSP vision insurance for online purchases at VSP network retailers that offer online sales. You will need to enter your member ID and other information at checkout to receive your discounts and copays.
Conclusion
VSP vision insurance is a valuable benefit that can help you save money on eye care services and products. By understanding how to use your VSP vision insurance card and taking advantage of the discounts and benefits offered by VSP’s extensive network of eye doctors and retailers, you can maintain healthy eyes and clear vision without breaking the bank.
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