Sports enthusiasts unite! The United States Specialty Sports Association (USSSA) is a non-profit organization that promotes sports excellence through a range of tournaments, leagues, and events. But did you know that USSSA also provides insurance coverage for its members? In this article, we’ll explore all you need to know about USSSA insurance, its coverage options, and how it can benefit you.
What is USSSA Insurance?
USSSA insurance is a voluntary insurance program that provides coverage for players, coaches, umpires, and volunteers participating in USSSA-sanctioned events. The insurance is designed to protect members against accidental injuries that may occur during practices, games, and other sanctioned events.
The insurance program is administered by USSSA’s insurance partner, American Specialty Insurance (ASI). ASI has over 30 years of experience in providing sports insurance coverage and is a leading insurer for amateur sports organizations across the country.
Coverage Options
USSSA insurance offers three different coverage options: Basic, Deluxe, and Platinum. Each option provides different levels of protection for members, with Platinum offering the most comprehensive coverage.
Coverage Option |
Benefits |
Basic |
Accidental Medical Expense Benefit of up to $25,000; Accidental Death and Dismemberment Benefit up to $10,000; and a $50 deductible per claim. |
Deluxe |
Accidental Medical Expense Benefit of up to $100,000; Accidental Death and Dismemberment Benefit up to $10,000; and a $50 deductible per claim. |
Platinum |
Accidental Medical Expense Benefit of up to $500,000; Accidental Death and Dismemberment Benefit up to $50,000; and a $0 deductible per claim. |
Members can purchase insurance coverage at any time throughout the year, and coverage is valid for 365 days from the date of purchase. Coverage must be purchased before the start of an event or practice to be eligible for benefits.
Benefits of USSSA Insurance
USSSA insurance provides several benefits to its members, including:
- Peace of mind knowing that you are protected against unexpected accidents and injuries
- The ability to participate in USSSA-sanctioned events without worrying about personal injury expenses
- Affordable insurance coverage options for individuals and teams
FAQ: Frequently Asked Questions
Who is eligible for USSSA insurance?
Anyone who is a member of USSSA is eligible to purchase insurance coverage. This includes players, coaches, umpires, and volunteers participating in USSSA-sanctioned events.
What types of injuries are covered by USSSA insurance?
USSSA insurance covers accidental injuries that occur during a USSSA-sanctioned event or practice. This includes injuries such as broken bones, concussions, and other accidental injuries that require medical treatment.
How much does USSSA insurance cost?
The cost of USSSA insurance varies depending on the coverage option selected. Basic coverage starts at $7 per person, Deluxe coverage starts at $14 per person, and Platinum coverage starts at $28 per person. Team coverage options are also available at discounted rates.
How do I purchase USSSA insurance?
Members can purchase insurance coverage online through the USSSA website or by calling the USSSA insurance hotline. Coverage can be purchased at any time throughout the year and is valid for 365 days from the date of purchase.
Is USSSA insurance mandatory?
No, USSSA insurance is not mandatory. However, it is highly recommended for all members participating in USSSA-sanctioned events to protect against unexpected accidents and injuries.
Conclusion
USSSA insurance offers valuable protection for sports enthusiasts participating in USSSA-sanctioned events. With affordable coverage options and comprehensive benefits, USSSA insurance provides peace of mind and protection against unexpected injuries. Don’t let an accident sideline your sports dreams – get USSSA insurance today!
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