Owning a firearm is not just a right, it is also a responsibility. Whether you are a seasoned gun owner or a first-time gun buyer, the United States Concealed Carry Association (USCCA) offers insurance that can protect you from potential legal and financial consequences if you ever have to use your weapon in self-defense.
What is the USCCA?
The United States Concealed Carry Association (USCCA) is a nonprofit organization that advocates for gun rights and offers firearms education and training. USCCA also provides members with self-defense insurance to protect them in case they ever need to use their firearm in self-defense.
The USCCA was founded in 2003 by Tim Schmidt, a gun owner who wanted to educate people about their Second Amendment rights and provide them with resources to protect themselves and their families.
Why Do You Need USCCA Insurance?
If you ever use your firearm in self-defense, you will likely face legal and financial consequences, even if your use of force was justified. You might have to pay for your own legal defense, which can cost tens of thousands of dollars. You might also be sued by the person you shot or their family members.
USCCA insurance can provide you with peace of mind and financial protection in case you ever have to use your firearm in self-defense. It can cover your legal fees, bail, and any civil damages you might be ordered to pay.
Types of USCCA Insurance
USCCA offers four types of insurance: Self-Defense Shield, CCW Safe, Armed Citizens Legal Defense Network, and Second Call Defense. Each insurance plan has its own features and benefits, so you can choose the one that best fits your needs.
Self-Defense Shield
Self-Defense Shield is USCCA’s flagship insurance plan, which provides coverage for both criminal and civil legal defense. It also offers emergency assistance, bail bond funding, and psychological support.
The basic plan starts at $22 per month, and the premium plan costs $47 per month. The premium plan includes a higher payout limit, up to $1.5 million for civil damages and up to $250,000 for criminal defense.
CCW Safe
CCW Safe is another self-defense insurance provider that offers legal and financial protection in case you ever use your firearm in self-defense. It provides coverage for both criminal and civil legal defense, as well as bail bond funding, expert witness fees, and compensation for lost wages.
CCW Safe offers several plans, ranging from $179 per year for the basic plan to $499 per year for the elite plan. The elite plan includes up to $2 million for civil damages and up to $500,000 for criminal defense.
Armed Citizens Legal Defense Network
Armed Citizens Legal Defense Network is a nonprofit organization that provides its members with legal assistance and education if they ever have to use their firearm in self-defense. It offers coverage for both criminal and civil legal defense, as well as expert witness fees and bail bond funding.
The membership fee is $135 per year, and the group coverage for families is available at a discounted rate of $215 per year.
Second Call Defense
Second Call Defense is a self-defense insurance provider that offers legal and financial protection in case you ever use your firearm in self-defense. It provides coverage for both criminal and civil legal defense, as well as emergency assistance, bail bond funding, and expert witness fees.
The membership fee starts at $14.95 per month for the basic plan and goes up to $39.95 per month for the ultimate plan. The ultimate plan includes up to $1 million for civil damages and up to $250,000 for criminal defense.
FAQ
Question |
Answer |
What is USCCA insurance? |
USCCA insurance is self-defense insurance that can protect gun owners from potential legal and financial consequences if they ever have to use their firearm in self-defense. |
What does USCCA insurance cover? |
USCCA insurance can cover your legal fees, bail, and any civil damages you might be ordered to pay if you ever use your firearm in self-defense. |
How much does USCCA insurance cost? |
The cost of USCCA insurance varies depending on the plan you choose. The basic Self-Defense Shield plan starts at $22 per month, while the premium plan costs $47 per month. |
What are the different types of USCCA insurance? |
USCCA offers four types of insurance: Self-Defense Shield, CCW Safe, Armed Citizens Legal Defense Network, and Second Call Defense. Each plan has its own features and benefits. |
What is the best USCCA insurance plan? |
The best USCCA insurance plan depends on your needs and budget. You should compare the different plans and choose the one that offers the right coverage for you. |
Conclusion
If you are a gun owner, it is important to consider the legal and financial consequences of using your firearm in self-defense. USCCA insurance can provide you with peace of mind and financial protection if you ever find yourself in that situation. Choose the plan that best fits your needs and protect your Second Amendment rights.
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