USAA Insurance Auto: The Ultimate Guide

If you are in search of auto insurance, USAA Insurance is a great option to consider. USAA is known for its exceptional service to military members and their families. They also specialize in auto insurance and have a long history of providing quality coverage to their customers. In this article, we will discuss everything you need to know about USAA Insurance Auto, including their coverage options, discounts, and customer service.

What is USAA Auto Insurance?

USAA Auto Insurance is a type of insurance offered by the United Services Automobile Association (USAA), which is a financial services company that serves active-duty military, veterans, and their families. USAA auto insurance is designed to provide coverage for a range of vehicles, from cars to motorcycles to boats.

USAA was founded in 1922 by a group of Army officers who were unable to secure auto insurance because of their occupation. Since then, USAA has grown into a massive financial services company that offers a range of products, including insurance, banking, and investment services.

What makes USAA Auto Insurance Unique?

USAA Auto Insurance is unique because it is only available to active-duty military, veterans, and their families. Because of this, USAA is able to offer specialized coverage to people who have unique insurance needs. They also offer a range of discounts specifically for military members, like saving up to 15% on comprehensive coverage for vehicles stored on a military base.

USAA also has a reputation for excellent customer service. They consistently earn high marks for customer satisfaction from organizations like J.D. Power and Consumer Reports.

USAA Auto Insurance Coverage Options

USAA Auto Insurance offers a range of coverage options to meet the needs of their customers. Here is a breakdown of their coverage options:

Coverage Type
Description
Liability Coverage
This coverage pays for damages that you are legally responsible for if you are in an accident.
Collision Coverage
This coverage pays for damages to your vehicle if you are in an accident with another vehicle or object.
Comprehensive Coverage
This coverage pays for damages to your vehicle that are not caused by a collision, such as theft or weather damage.
Personal Injury Protection
This coverage pays for medical expenses and lost wages if you or your passengers are injured in an accident.
Uninsured/Underinsured Motorist Coverage
This coverage pays for damages if you are in an accident with someone who does not have insurance or does not have enough insurance to cover the damages.

Additional Coverage Options

USAA also offers a range of additional coverage options that you can add to your policy. These include:

  • Roadside Assistance
  • Rental Reimbursement
  • Accident Forgiveness
  • Glass Coverage

USAA Auto Insurance Discounts

USAA offers a range of discounts to help their customers save money on their auto insurance. Here are some of the most common discounts offered by USAA:

  • Safe Driver Discount
  • Good Student Discount
  • Defensive Driving Course Discount
  • Military Installation Discount
  • Vehicle Storage Discount

How to Get a Quote for USAA Auto Insurance

If you are interested in getting a quote for USAA Auto Insurance, you can do so online or over the phone. To get a quote online, you will need to provide some basic information about yourself and your vehicle. USAA will then provide you with a quote based on the information you provide.

If you prefer to get a quote over the phone, you can call USAA’s customer service number and speak to a representative. They will be able to answer any questions you have and provide you with a quote based on your individual needs.

USAA Auto Insurance Customer Service

USAA has a reputation for excellent customer service. They have consistently earned high marks for customer satisfaction from organizations like J.D. Power and Consumer Reports.

If you need to file a claim or have any questions about your policy, you can contact USAA’s customer service team 24/7. They offer a range of contact options, including phone, email, and online chat.

FAQs

How do I make a claim with USAA Auto Insurance?

If you need to make a claim with USAA Auto Insurance, you can do so online, over the phone, or through the USAA Mobile App. To file a claim online, you will need to provide some basic information about the accident and the damages.

Does USAA Auto Insurance cover rental cars?

Yes, USAA Auto Insurance does offer rental car coverage as an optional add-on to your policy.

What is USAA’s policy on accident forgiveness?

USAA offers accident forgiveness as an optional add-on to your policy. This means that if you have an accident, your rates will not increase as a result.

Does USAA Auto Insurance offer discounts for military members?

Yes, USAA Auto Insurance offers a range of discounts specifically for military members, like saving up to 15% on comprehensive coverage for vehicles stored on a military base.

Is USAA Auto Insurance available to everyone?

No, USAA Auto Insurance is only available to active-duty military, veterans, and their families.

The Bottom Line

If you are in search of auto insurance, USAA Insurance Auto is a great option to consider. They offer quality coverage, a range of discounts, and excellent customer service. If you are a military member, veteran, or a family member of one, be sure to check out USAA Auto Insurance for your insurance needs.