USAA Casualty Insurance Company: All You Need to Know

USAA is one of the largest and most trusted insurance companies in the United States. Founded in 1922, USAA is a mutual company that provides insurance, banking, investment, and retirement products and services to military personnel and their families. In addition to offering a wide range of insurance products, USAA is known for its exceptional customer service and commitment to the military community.

What is USAA Casualty Insurance?

USAA Casualty Insurance Company is a subsidiary of USAA, specializing in auto and property insurance. USAA Casualty Insurance offers a wide range of coverage options for drivers, homeowners, and renters, including liability coverage, comprehensive coverage, and collision coverage. They also offer discounts for safe driving, multiple policies, and military service.

Auto Insurance Coverage

USAA Casualty Insurance’s auto insurance policies provide coverage for bodily injury, property damage, collision, and comprehensive coverage. They also offer add-ons such as roadside assistance, rental car coverage, and gap insurance. Discounts are available for safe drivers, members of the military, and policyholders who bundle their home and auto insurance policies.

USAA Casualty Insurance also offers Accident Forgiveness, which means that your rates won’t go up after you have an accident, as long as you have been a USAA member for at least five years and have a clean driving record.

Homeowners Insurance Coverage

USAA Casualty Insurance’s homeowners insurance policies provide coverage for your home, personal property, and liability. They also offer add-ons for flood insurance, earthquake insurance, and identity theft protection. Discounts are available for policyholders who install security systems, bundle their home and auto insurance policies, and remain claims-free for a certain amount of time.

Renters Insurance Coverage

USAA Casualty Insurance’s renters insurance policies provide coverage for your personal property, liability, and additional living expenses if your rental property becomes uninhabitable. They also offer add-ons for flood insurance and identity theft protection. Discounts are available for policyholders who bundle their renters insurance with other USAA insurance policies.

Why Choose USAA Casualty Insurance?

There are many reasons to choose USAA Casualty Insurance for your auto, homeowners, or renters insurance needs. Here are a few:

• USAA is a mutual company, which means that policyholders are also owners and eligible to receive dividends.
• USAA has a strong financial rating and is consistently rated one of the top insurance companies by independent rating agencies.
• USAA is committed to providing exceptional customer service and has won numerous awards for its customer satisfaction.
• USAA offers a wide range of insurance products and services, as well as banking, investment, and retirement products and services, making it a one-stop-shop for all your financial needs.
• USAA offers discounts for military service, safe driving, multiple policies, and more.

FAQs

Here are some frequently asked questions about USAA Casualty Insurance:

Is USAA Casualty Insurance only for military personnel?

Yes, USAA is a membership-based company that is only available to military personnel, veterans, and their families.

How do I become a USAA member?

You can become a USAA member by joining the military, being a veteran or retired military member, or having a family member who is a USAA member. You can also become a member if you are a cadet or midshipman at a U.S. service academy or in an ROTC program.

How do I file a claim with USAA Casualty Insurance?

You can file a claim with USAA Casualty Insurance online, over the phone, or through the USAA mobile app. USAA’s claims process is simple and streamlined, and they offer 24/7 support to help you through the process.

Does USAA Casualty Insurance offer roadside assistance?

Yes, USAA Casualty Insurance offers roadside assistance as an add-on to its auto insurance policies. Roadside assistance provides services such as jump-starts, tire changes, and towing.

Can I bundle my USAA Casualty Insurance policies?

Yes, USAA offers discounts for policyholders who bundle their home and auto insurance policies, as well as for policyholders who have multiple policies with USAA.

Conclusion

USAA Casualty Insurance Company is a top-rated insurance provider that specializes in auto and property insurance for military personnel and their families. With a wide range of coverage options, exceptional customer service, and a commitment to the military community, USAA is a great choice for anyone looking for reliable and affordable insurance coverage.