United of Omaha Life Insurance: Protecting Your Future

United of Omaha Life Insurance Company is a subsidiary of Mutual of Omaha and has been providing quality insurance products for over a century. They are proud to offer a range of life insurance policies that are designed to meet your unique needs and protect your family’s financial future.

Why Choose United of Omaha Life Insurance?

United of Omaha Life Insurance is committed to providing their policyholders with the best possible coverage and customer service. Here are some reasons why you should consider choosing them:

Financial Strength

United of Omaha Life Insurance has consistently received high financial strength ratings from independent rating agencies. This means that they have the resources to pay out claims and provide long-term stability for their policyholders.

Flexible Coverage Options

United of Omaha Life Insurance offers a range of coverage options that can be tailored to fit your individual needs. They offer both term and permanent life insurance policies, as well as a variety of riders that can be added to your policy for additional protection.

Competitive Rates

United of Omaha Life Insurance strives to offer competitive rates that are affordable for their policyholders. They understand that everyone’s financial situation is different and work to provide coverage that fits your budget.

Life Insurance Policies Offered by United of Omaha

United of Omaha Life Insurance offers a range of life insurance policies that can be tailored to fit your individual needs. Here are some of the policies they offer:

Term Life Insurance

Term life insurance provides coverage for a specified period of time, typically between 10 and 30 years. This type of policy is often the most affordable option and can be a good choice for those who only need coverage for a specific period of time.

With United of Omaha Life Insurance, you can choose from level term, renewable term, and convertible term policies. They also offer a variety of riders that can be added to your policy for additional protection, such as accidental death and dismemberment coverage.

Permanent Life Insurance

Permanent life insurance provides coverage for your entire life and can be a good choice for those who want to leave a legacy or have long-term financial obligations. United of Omaha Life Insurance offers both whole life and universal life policies.

Their whole life policies provide guaranteed premiums, death benefits, and cash value growth. Their universal life policies offer more flexibility and can be customized to fit your individual needs.

Guaranteed Issue Life Insurance

Guaranteed issue life insurance is designed for those who may not qualify for traditional life insurance policies. This type of policy does not require a medical exam or health questions and provides a guaranteed death benefit.

United of Omaha Life Insurance offers guaranteed issue policies for those between the ages of 45 and 85. The death benefit is typically limited to $25,000 or less.

FAQ

What is the maximum coverage amount for term life insurance?

United of Omaha Life Insurance offers term life insurance policies with coverage amounts up to $1 million.

Can I convert my term life insurance policy to a permanent policy?

Yes, United of Omaha Life Insurance offers convertible term policies, which allow you to convert your policy to a permanent policy without having to go through another medical exam.

What is the cash value of a whole life insurance policy?

The cash value of a whole life insurance policy varies depending on the policyholder’s age, gender, health, and other factors. The cash value grows over time and can be used to borrow against or fund future premiums.

What is the minimum age to qualify for guaranteed issue life insurance?

You must be at least 45 years old to qualify for guaranteed issue life insurance with United of Omaha Life Insurance.

Conclusion

United of Omaha Life Insurance provides quality insurance products that are designed to meet your unique needs and protect your family’s financial future. Whether you need term, permanent, or guaranteed issue life insurance, they offer flexible coverage options at competitive rates. Contact them today to learn more and get a quote.