Are you looking for an insurance company that meets your needs and provides excellent customer service? Look no further than United National Insurance Company. In this article, we will explore the various insurance products offered by UNIC, their coverage options, and the benefits of choosing UNIC as your insurance provider.
What is United National Insurance Company?
United National Insurance Company (UNIC) is a California-based insurance agency that provides coverage to individuals, families, and businesses across the United States. UNIC offers a wide range of insurance products, including auto, home, health, life, and business insurance.
With over 40 years of experience in the insurance industry, UNIC has earned a reputation for offering quality insurance products at affordable prices. The company has a team of experienced insurance agents who work with customers to identify their insurance needs and provide the best coverage options.
Insurance Products Offered by United National Insurance Company
At UNIC, we understand that each customer’s insurance needs are unique. For this reason, we offer a wide range of insurance products that address various customer needs. Here are the insurance products offered by UNIC:
Insurance Product |
Coverage |
|---|---|
Auto Insurance |
Liability, collision, comprehensive, personal injury protection |
Home Insurance |
Dwelling protection, personal property coverage, liability coverage, additional living expenses |
Health Insurance |
Medical expenses, prescription drug coverage, preventive care services, mental health services |
Life Insurance |
Term life insurance, whole life insurance, universal life insurance, variable life insurance |
Business Insurance |
General liability insurance, professional liability insurance, workers’ compensation insurance, cyber liability insurance |
Auto Insurance
Auto insurance is one of the most important insurance products offered by UNIC. Auto insurance provides coverage in case of accidents, theft, and damage to the insured vehicle. UNIC offers several coverage options for auto insurance, including liability, collision, comprehensive, and personal injury protection.
Liability coverage provides protection in case of bodily injury or property damage caused by the insured vehicle. Collision coverage provides protection in case of damage to the insured vehicle due to a collision with another vehicle or object. Comprehensive coverage provides protection in case of theft, vandalism, or damage to the insured vehicle due to natural disasters.
Personal injury protection provides coverage for medical expenses and lost wages in case of injury sustained in an accident in which the insured vehicle was involved.
Home Insurance
Home insurance provides coverage for damages to the insured property and personal belongings due to various risks such as fire, theft, and natural disasters. UNIC offers several coverage options for home insurance, including dwelling protection, personal property coverage, liability coverage, and additional living expenses.
Dwelling protection provides coverage for damage to the physical structure of the insured property. Personal property coverage provides coverage for damage to personal belongings inside the insured property. Liability coverage provides protection in case of bodily injury or property damage caused by the insured property. Additional living expenses provide coverage for expenses incurred by the insured in case the insured property is uninhabitable due to damage caused by insured perils.
Health Insurance
Health insurance provides coverage for medical expenses incurred by the insured. UNIC offers several health insurance products, including individual health insurance, family health insurance, and group health insurance. Health insurance provides coverage for medical expenses such as doctor visits, hospital stays, prescription drugs, and preventive care services.
Life Insurance
Life insurance provides financial protection to the insured’s beneficiaries in case of the insured’s death. UNIC offers several life insurance products, including term life insurance, whole life insurance, universal life insurance, and variable life insurance. Term life insurance provides coverage for a specific time period. Whole life insurance provides coverage for the insured’s entire life. Universal life insurance provides flexible coverage options. Variable life insurance provides investment options in addition to coverage.
Business Insurance
Business insurance provides protection for businesses against various risks such as liability, property damage, and loss of income. UNIC offers several business insurance products, including general liability insurance, professional liability insurance, workers’ compensation insurance, and cyber liability insurance.
General liability insurance provides protection against bodily injury and property damage caused by the business. Professional liability insurance provides protection against legal liability arising from the professional services provided by the business. Workers’ compensation insurance provides coverage for employees injured on the job. Cyber liability insurance provides protection against cyber risks such as data breaches and cyber attacks.
Benefits of Choosing United National Insurance Company
Choosing UNIC as your insurance provider comes with several benefits, including:
Customized Insurance Solutions
At UNIC, we understand that each customer’s insurance needs are unique. We work with customers to identify their insurance needs and provide customized insurance solutions that meet those needs.
Affordable Prices
UNIC offers quality insurance products at affordable prices. Our insurance products are designed to provide maximum coverage at minimum cost, making them an excellent value for customers.
Excellent Customer Service
UNIC has a team of experienced insurance agents who provide excellent customer service. Our insurance agents work closely with customers to answer their questions, provide guidance, and help them through the insurance process.
Flexible Coverage Options
UNIC offers flexible coverage options that allow customers to choose the coverage levels that meet their needs. Our insurance products can be customized to provide the exact coverage levels that customers require.
Convenient Online Access
UNIC provides customers with convenient online access to their insurance policies. Customers can view their insurance policies, make payments, and file claims online, making the insurance process more convenient and efficient.
FAQ
What types of insurance does UNIC offer?
UNIC offers a wide range of insurance products, including auto, home, health, life, and business insurance.
How does auto insurance work?
Auto insurance provides coverage in case of accidents, damage to the insured vehicle, and theft. Auto insurance has several coverage options, including liability, collision, comprehensive, and personal injury protection.
What is the purpose of life insurance?
Life insurance provides financial protection to the insured’s beneficiaries in case of the insured’s death. Life insurance has several coverage options, including term life insurance, whole life insurance, universal life insurance, and variable life insurance.
What is business insurance?
Business insurance provides protection for businesses against various risks such as liability, property damage, and loss of income. Business insurance has several coverage options, including general liability insurance, professional liability insurance, workers’ compensation insurance, and cyber liability insurance.
Choose UNIC as your insurance provider and experience the benefits of quality insurance products, excellent customer service, and affordable prices. Contact us today to get started.