United Concordia Dental Insurance: Everything You Need to Know

Dental health is an essential aspect of overall health and wellbeing. However, dental procedures and treatments can be expensive, especially if you don’t have insurance. This is where dental insurance comes in handy. In this article, we will focus on United Concordia Dental Insurance – one of the top-ranked dental insurance providers in the United States.

What is United Concordia Dental Insurance?

United Concordia Dental Insurance is a dental insurance provider that offers coverage for individuals, families, and businesses. The company was founded in 1975 and is based in Harrisburg, Pennsylvania. United Concordia Dental Insurance is a subsidiary of Highmark Health, a leading health insurance provider in the United States.

The company has a vast network of over 90,000 dentists and specialists across the United States. This means that you can find a dental provider that accepts United Concordia Dental Insurance almost anywhere you are.

Types of United Concordia Dental Insurance Plans

United Concordia Dental Insurance offers several types of dental insurance plans. Here are some of the most popular ones:

Plan Type
Description
Preferred Provider Organization (PPO) Plans
Allows you to choose from a network of dentists and specialists at a lower cost
Exclusive Provider Organization (EPO) Plans
You must see a dentist or specialist within the network to receive coverage
Point of Service (POS) Plans
You can see dentists and specialists both in and outside the network, but you’ll pay less if you stay within the network
Dental Health Maintenance Organization (DHMO) Plans
You must select a primary care dentist within the network and receive all dental care from this provider

Benefits of United Concordia Dental Insurance

Here are some of the benefits you can enjoy by enrolling in United Concordia Dental Insurance:

Comprehensive Coverage

United Concordia Dental Insurance offers coverage for a wide range of dental procedures and treatments, including preventive care, restorative care, orthodontics, and emergency dental services.

Large Network of Providers

With over 90,000 dentists and specialists, United Concordia Dental Insurance has one of the largest dental provider networks in the United States. This means that you can easily find a dental provider that accepts this insurance almost anywhere you are.

Flexible Plans

United Concordia Dental Insurance offers several types of dental insurance plans to choose from, depending on your budget and dental care needs. You can choose from PPO, EPO, POS, and DHMO plans.

Affordable Premiums

The premiums for United Concordia Dental Insurance plans are affordable, and the company offers discounts for families and businesses that enroll multiple members.

FAQ: United Concordia Dental Insurance

Q: Does United Concordia Dental Insurance cover orthodontics?

A: Yes, United Concordia Dental Insurance covers orthodontic care for both children and adults, subject to plan limits and waiting periods.

Q: Can I see a dentist outside the United Concordia Dental Insurance network?

A: Yes, depending on your plan type, you may be able to see a dentist or specialist outside the network and receive coverage. However, you’ll pay more out-of-pocket compared to seeing a provider within the network.

Q: How can I find a dental provider that accepts United Concordia Dental Insurance?

A: You can visit the United Concordia Dental Insurance website to search for dental providers that accept this insurance. You can also call the customer service hotline for assistance.

Q: Can I enroll in United Concordia Dental Insurance if I have pre-existing dental conditions?

A: Yes, United Concordia Dental Insurance covers pre-existing dental conditions, but with some exceptions and limitations. Be sure to check with the company for more details.

Q: How do I file a claim with United Concordia Dental Insurance?

A: You can file a claim online or by mail. Make sure to provide all the necessary documentation, including receipts and treatment plans, for your claim to be processed quickly.

Conclusion

United Concordia Dental Insurance is a reputable dental insurance provider that offers comprehensive coverage, flexible plans, and affordable premiums. With a vast network of dental providers across the United States, you can easily find a dental provider that accepts this insurance. Enrolling in United Concordia Dental Insurance can help you save money on dental care and ensure that you receive the best possible treatment for your dental health needs.