If you are a student at the University of Illinois Urbana-Champaign (UIUC), you have access to a comprehensive health insurance plan. The UIUC health insurance plan offers coverage for a range of medical expenses, including preventive care, mental health services, and prescription drugs. In this article, we will provide you with all the information you need to know about the UIUC health insurance plan.
What is UIUC Health Insurance?
The UIUC health insurance plan is a comprehensive insurance plan designed specifically for students. It is offered through UnitedHealthcare and is available to all full-time undergraduate and graduate students at UIUC. The plan provides coverage for a variety of medical expenses, including preventive care, mental health services, and prescription drugs.
As a student at UIUC, you will automatically be enrolled in the health insurance plan, but you can opt out if you have other insurance coverage. If you choose to opt out, you must provide proof of your insurance coverage by the deadline to avoid being charged for the UIUC plan.
What Does UIUC Health Insurance Cover?
The UIUC health insurance plan covers a range of medical expenses, including:
Service |
Coverage |
Preventive care |
100% coverage |
Primary care visits |
90% coverage after deductible |
Specialist visits |
90% coverage after deductible |
Diagnostic tests |
90% coverage after deductible |
Inpatient hospital care |
90% coverage after deductible |
Outpatient surgery |
90% coverage after deductible |
Mental health services |
80% coverage after deductible |
Prescription drugs |
80% coverage after deductible |
In addition to the above, the UIUC health insurance plan also covers emergency care, maternity care, and physical therapy. However, there are some services that the plan does not cover, including cosmetic procedures, elective abortions, and weight loss programs.
How Much Does UIUC Health Insurance Cost?
The cost of the UIUC health insurance plan varies depending on your level of coverage. For the 2021-2022 academic year, the cost for the plan is $2,682 per semester for undergraduate students and $3,670 per semester for graduate students. You can also opt to add coverage for your dependents for an additional cost.
If you have other insurance coverage, you can opt out of the UIUC health insurance plan and receive a waiver. However, you must provide proof of your insurance coverage by the deadline to avoid being charged for the UIUC plan.
FAQ
How do I enroll in UIUC health insurance?
You will automatically be enrolled in the UIUC health insurance plan when you register for classes. If you do not want to be enrolled, you must opt out before the deadline.
When is the deadline to opt out of UIUC health insurance?
The deadline to opt out of the UIUC health insurance plan is typically in the first few weeks of the semester. Check the UIUC Student Health Insurance website for the exact deadline.
Can I add coverage for my dependents?
Yes, you can add coverage for your dependents for an additional cost.
What services are not covered by UIUC health insurance?
The UIUC health insurance plan does not cover cosmetic procedures, elective abortions, and weight loss programs.
What if I already have insurance coverage?
If you have other insurance coverage, you can opt out of the UIUC health insurance plan and receive a waiver. However, you must provide proof of your insurance coverage by the deadline to avoid being charged for the UIUC plan.
Conclusion
The UIUC health insurance plan is a comprehensive insurance plan designed specifically for students. It offers coverage for a range of medical expenses, including preventive care, mental health services, and prescription drugs. While the cost of the plan may initially seem high, it provides peace of mind knowing that you are covered in case of a medical emergency. If you have any questions about the UIUC health insurance plan, be sure to contact the Student Health Insurance Office for more information.
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