Travellers Insurance Reviews: Your Ultimate Guide

Travelling is all about exploring new places, meeting new people, and experiencing different cultures. While travelling is exciting, it also involves various risks and uncertainties. Therefore, it is crucial to have travel insurance to protect you from unforeseen circumstances.

What is Travel Insurance?

Travel insurance is a type of insurance that covers unexpected events that may occur during your travels. It provides financial protection against medical emergencies, trip cancellations, lost luggage, and other travel-related issues.

Many different insurance companies offer travel insurance policies, each offering different types of coverage and premiums. This article will review some of the best travel insurance policies available in the market to help you choose the best one for your needs.

Top Travel Insurance Companies

Here are some of the top travel insurance companies that provide excellent coverage and benefits:

Insurance Company
Coverage
Premium
World Nomads
Medical expenses, trip cancellations, lost luggage, and more.
$20-$25 per day
Allianz Travel Insurance
Emergency medical coverage, trip cancellation/interruption, baggage delays, and more.
$112-$200 per trip
Travelex Insurance Services
Trip cancellation/interruption, medical expenses, baggage coverage, and more.
$20-$40 per trip
Seven Corners
Medical coverage, trip cancellation/interruption, medical evacuation, and more.
$32-$44 per trip

World Nomads

World Nomads is a travel insurance company that provides coverage to travellers from over 140 countries. Their policies are designed to cover adventure activities like bungee jumping, hiking, and more. Their policies are flexible, and you can purchase them even while you are travelling.

World Nomads’ policies cover medical expenses, trip cancellations, lost baggage, and more. They offer 24/7 emergency assistance and have a wide range of policies to choose from. The premium for their policies is around $20-$25 per day.

Allianz Travel Insurance

Allianz Travel Insurance is a reputable insurance company that has been in the business for over 100 years. They offer comprehensive coverage for medical emergencies, trip cancellations, and more. Their policies are available for families, individuals, and groups.

Allianz Travel Insurance offers 24/7 assistance and a simple claims process. Their premiums range from $112-$200 per trip, depending on your coverage needs and the length of your trip.

Travelex Insurance Services

Travelex Insurance Services is a travel insurance company that provides coverage for trip cancellations, medical expenses, lost luggage, and more. They offer customizable plans and have a high rating from customers.

Travelex Insurance Services offer 24/7 assistance and a 30-day money-back guarantee. Depending on your travel needs, their policies range from $20-$40 per trip.

Seven Corners

Seven Corners is a travel insurance company that offers coverage for medical emergencies, trip cancellations, and more. They have policies for individuals, families, and groups and offer 24/7 emergency assistance.

Seven Corners’ premiums range from $32-$44 per trip, depending on your coverage needs and travel duration. Their policies provide comprehensive coverage for medical emergencies, medical evacuation, and more.

FAQs About Travel Insurance

1. What is the Best Travel Insurance?

The best travel insurance is one that offers comprehensive coverage that suits your specific travel needs. You should choose an insurance company that offers 24/7 emergency assistance, a simple claims process, and good customer ratings.

2. What Does Travel Insurance Cover?

Travel insurance covers unexpected events that may occur during your travels, including medical emergencies, trip cancellations, lost baggage, and more.

3. How Much Does Travel Insurance Cost?

The cost of travel insurance depends on various factors, including your travel destination, the length of your trip, the type of coverage you need, and more. On average, premiums can range from $20 per trip to $200 per trip.

4. Do I Need Travel Insurance for Domestic Travels?

If you are travelling domestically, you may not need travel insurance. However, if you have expensive medical needs, valuable items with you, or you want to protect your trip investment, travel insurance may be worth considering.

5. When Should I Purchase Travel Insurance?

You should purchase travel insurance as soon as you book your trip. This will provide maximum coverage for trip cancellations and delays.

Conclusion

Travelling is a fun and exciting experience. However, it is crucial to have travel insurance to protect yourself from unforeseen events that may occur during your travels. Be sure to choose the right insurance policy that suits your travel needs and provides comprehensive coverage.