Travel Insurance for Schengen Visa

Traveling to Europe is a dream of many individuals. Exploring the beauty of the continent, experiencing diverse cultures, and enjoying the food is on everyone’s bucket list. However, before visiting any European country, it is mandatory to obtain a Schengen visa. One of the necessary requirements for obtaining a Schengen visa is to have travel insurance that meets certain criteria. In this article, we will discuss everything there is to know about travel insurance for Schengen visa, including its requirements, benefits, and frequently asked questions.

What is a Schengen Visa?

A Schengen visa is a type of visa that allows the holder to travel within the Schengen Area, which consists of 26 European countries. The Schengen Area was established to eliminate border controls within the zone, making it easier for tourists and business travelers to move across countries. To obtain a Schengen visa, applicants must meet specific requirements, including travel insurance.

What are the Requirements for Schengen Visa travel insurance?

When applying for a Schengen visa, the applicant must provide proof of travel insurance that meets the following requirements:

The insurance must be valid for the entire duration of the stay in the Schengen Area and cover all countries that the individual plans to visit. The minimum coverage amount required is €30,000.

What are the benefits of Schengen Visa travel insurance?

Having travel insurance for Schengen visa provides several benefits for travelers, including:

Medical Expenses Coverage

If the traveler falls sick or meets with an accident during their stay in Europe, travel insurance covers the medical expenses incurred. This includes expenses for hospitalization, surgery, and emergency medical evacuation.

Repatriation of Remains

If the worst happens, and the traveler passes away during their trip, travel insurance covers the cost of returning their remains back to their home country.

Emergency Dental Treatment

If a dental emergency occurs, and the traveler requires immediate treatment during their stay, travel insurance covers the cost of dental procedures.

What are the frequently asked questions (FAQs) related to Schengen Visa travel insurance?

1. Is travel insurance for Schengen visa mandatory?

Yes, it is mandatory to have travel insurance when applying for a Schengen visa. The insurance must meet specific criteria, including the minimum coverage amount of €30,000.

2. Can I purchase travel insurance after obtaining a Schengen visa?

No, travel insurance must be purchased before applying for a Schengen visa. The insurance policy must be valid for the entire duration of the stay in the Schengen Area.

3. What happens if I do not have travel insurance for Schengen visa?

If a traveler does not have travel insurance that meets the Schengen visa requirements, their visa application may be rejected. Additionally, the travel insurance serves as a safety net in case of any unforeseen circumstances, and not having it may result in financial and medical troubles.

4. Can I purchase travel insurance from any company?

No, the insurance policy must meet specific criteria and be issued by an authorized insurance provider. The policy must also be valid for all the countries the individual plans to visit during their stay in the Schengen Area.

5. How much does travel insurance for Schengen visa cost?

The cost of travel insurance varies depending on the duration of the stay, the type of coverage required, and the insurance company. It is advisable to compare policies from different providers to find the best deal.

In conclusion, having travel insurance for Schengen visa is a mandatory requirement when traveling to Europe. It provides travelers with the necessary coverage and financial protection in case of any medical emergencies or unforeseen circumstances. Applying for travel insurance that meets the criteria as per the Schengen visa requirement is easy and straightforward.