Understanding Tooth Extraction Cost with Insurance

Dental work can sometimes take a toll on your wallet, and unfortunately, tooth extraction is no exception. However, having dental insurance can greatly reduce the amount you need to pay out of pocket. If you’re considering tooth extraction and want to know the cost with insurance, this article will cover all that you need to know.

What is Tooth Extraction?

Tooth extraction is the removal of one or more teeth from its socket in the bone. This procedure is usually done when your teeth are damaged or decayed beyond repair. Tooth extraction can also be done if there’s not enough space in your mouth for new teeth to grow.

Why is Tooth Extraction Necessary?

Tooth extraction is necessary for a number of reasons. Here are some of them:

  1. Decayed teeth that can’t be saved by fillings or crowns
  2. Severe gum disease that has damaged the teeth and bone
  3. Crowded teeth that need to be removed to make space for other teeth to grow
  4. Wisdom teeth that are impacted or causing pain

Types of Tooth Extraction

There are two types of tooth extraction: simple extraction and surgical extraction.

Simple extraction is done for teeth that are visible and can easily be accessed by the dentist. The dentist will loosen the tooth with a tool called an elevator before removing it with forceps.

Surgical extraction, on the other hand, is done for teeth that are not visible or are impacted. This procedure requires an incision in the gum to remove the tooth.

How Much Does Tooth Extraction Cost with Insurance?

The cost of tooth extraction with insurance varies depending on a number of factors such as the type of insurance you have, the type of extraction you need, and the location of the dental clinic. Generally, tooth extraction with insurance ranges from $75 to $200 per tooth.

Types of Dental Insurance

There are two types of dental insurance: indemnity and managed care.

Indemnity insurance allows you to choose any dentist you want. The insurance company will pay a certain percentage of the cost of your dental procedure. You will be responsible for the remainder of the cost.

Managed care insurance has a network of dentists that you can choose from. The insurance company will pay a portion of the cost of your dental procedure, and you will be responsible for the remainder of the cost.

Factors That Affect the Cost of Tooth Extraction with Insurance

Here are some factors that can affect the cost of tooth extraction with insurance:

  • The type of insurance you have
  • The type of tooth extraction you need
  • The location of the dental clinic
  • The severity of your dental condition
  • Whether you have met your deductible or not

How to Determine the Cost of Tooth Extraction with Insurance

To determine the cost of tooth extraction with insurance, you need to know the following:

  • Your insurance coverage
  • The type of tooth extraction you need
  • The location of the dental clinic
  • The severity of your dental condition
  • Whether you have met your deductible or not

Once you have this information, you can contact your insurance company and ask for an estimate of how much they will cover for your tooth extraction. You can also ask the dental clinic for a cost estimate of the procedure.

Frequently Asked Questions

Is tooth extraction covered by insurance?

Yes, tooth extraction is covered by most dental insurance plans.

How much does tooth extraction cost without insurance?

Without insurance, tooth extraction can cost anywhere from $75 to $600 per tooth. The cost varies depending on the type of extraction you need and the location of the dental clinic.

Is wisdom tooth extraction covered by insurance?

Yes, wisdom tooth extraction is covered by most dental insurance plans. However, some plans may have restrictions on the number of teeth that can be extracted in a single year.

Can I get tooth extraction with no insurance?

Yes, you can get tooth extraction without insurance. However, the cost will be higher than if you had insurance. You can ask the dental clinic if they offer payment plans or discounts for self-pay patients.

How do I know if I need tooth extraction?

You need tooth extraction if you have a tooth that is damaged or decayed beyond repair, severe gum disease that has damaged the teeth and bone, crowded teeth that need to be removed to make space for other teeth to grow, or wisdom teeth that are impacted or causing pain.

Conclusion

Tooth extraction can be a scary thought, especially when it comes to the cost. However, dental insurance can greatly reduce the amount you need to pay out of pocket. It’s important to know the type of insurance you have, the type of tooth extraction you need, and the location of the dental clinic to determine the cost of the procedure. Always consult with your dental provider to know exactly what to expect when it comes to tooth extraction cost with insurance.