The General Auto Insurance Reviews: Is it Worth Your Investment?

If you’re looking for affordable car insurance with decent coverage, The General auto insurance might have caught your attention. But, is it worth your investment? In this review, we’ll delve into the pros and cons of The General auto insurance so that you can decide if it meets your needs.

What is The General Auto Insurance?

The General Auto Insurance is a subsidiary of American Family Insurance and provides insurance coverage to those who might have a hard time obtaining it, such as those who have a poor driving record, those who are high-risk drivers, or those who are new drivers. It’s known for providing affordable rates with minimum coverage that meets the legal requirements in most states.

Why Choose The General Auto Insurance?

The General Auto Insurance is known for its affordable rates that cater to those who are looking for affordable insurance. Here are some reasons why you might want to consider The General auto insurance:

1. Affordable Rates

The General auto insurance provides some of the lowest rates in the industry. It offers customized quotes based on your specific needs and budget.

2. High-Risk Coverage

The General auto insurance specializes in providing coverage to high-risk drivers, such as those with a poor driving record or a DUI on their record.

3. Minimum Coverage

The General auto insurance provides minimum coverage that meets the legal requirements in most states.

What Coverage Options Does The General Auto Insurance Offer?

The General auto insurance provides basic coverage options that meet the minimum requirements in most states. Here are the coverage options that you can expect:

Bodily Injury Liability

This coverage option provides coverage for injuries that you might cause to others in an accident.

Property Damage Liability

This coverage option provides coverage for damages caused to the property of others in an accident.

Medical Payments

This coverage option provides coverage for medical expenses that you or your passengers might incur in an accident.

Uninsured Motorist Coverage

This coverage option provides coverage for damages caused by uninsured or underinsured drivers.

The General Auto Insurance Pros and Cons

Pros

1. Affordable Rates

The General auto insurance provides some of the lowest rates in the industry, making it an excellent choice for those looking for affordable insurance.

2. Customized Quotes

The General auto insurance provides customized quotes based on your specific needs and budget, making it easy to find coverage that fits your needs.

3. High-Risk Coverage

The General auto insurance specializes in providing coverage to high-risk drivers such as those with poor driving records, ensuring that everyone gets the coverage they need.

Cons

1. Limited Coverage

The General auto insurance provides minimum coverage that meets the legal requirements in most states. If you want additional coverage, you will need to purchase it separately.

2. Bad Customer Reviews

The General auto insurance has received a lot of criticism for its customer service, which has led to bad reviews.

3. Slow Claims Processing

Some customers have reported that The General auto insurance takes a long time to process claims, which can be frustrating.

The General Auto Insurance Customer Reviews

Reading customer reviews can be helpful to get a sense of The General auto insurance’s reputation. Here are some of the most common customer reviews:

Positive Reviews

1. Affordable Coverage

Customers are pleased with The General auto insurance’s affordable rates that cater to their needs and budgets.

2. High-Risk Coverage

Customers are grateful to have found an insurance provider that caters to high-risk drivers who can’t get coverage elsewhere.

3. Easy to Use Website

Customers appreciate The General auto insurance’s website, which is user-friendly and easy to navigate.

Negative Reviews

1. Bad Customer Service

Customers are frustrated with The General auto insurance’s customer service, which is slow and unhelpful.

2. Slow Claims Processing

Customers have reported that The General auto insurance takes a long time to process claims, which can be frustrating when you need the money quickly.

3. Limited Coverage

Customers feel that The General auto insurance’s minimum coverage is too limited and if you want additional coverage, you will need to purchase it separately.

The Bottom Line

The General auto insurance is an excellent choice if you’re looking for affordable coverage that caters to high-risk drivers or those who have a poor driving record. However, if you’re looking for comprehensive coverage, you might need to look elsewhere. Before you sign up for any coverage, it’s essential to shop around to ensure you’re getting the best deal.

FAQ

1. What is The General auto insurance?

The General auto insurance is a subsidiary of American Family Insurance that provides insurance coverage to high-risk drivers, such as those with poor driving records or DUIs on their record.

2. What coverage options does The General auto insurance provide?

The General auto insurance provides basic coverage options such as bodily injury liability, property damage liability, medical payments, and uninsured motorist coverage.

3. Is The General auto insurance affordable?

The General auto insurance provides some of the lowest rates in the industry, making it an excellent choice for those looking for affordable insurance.

4. What are the reviews of The General auto insurance?

The General auto insurance has received mixed reviews. Positive reviews include affordable coverage and high-risk coverage, while negative reviews include bad customer service and limited coverage.

5. Should I choose The General auto insurance?

The General auto insurance is an excellent choice if you’re looking for affordable coverage that caters to high-risk drivers. However, if you’re looking for comprehensive coverage, you might need to look elsewhere. It’s essential to shop around before you sign up for any coverage to ensure you’re getting the best deal.