Tesco Car Insurance: Everything You Need to Know

Looking for car insurance can be a daunting task, especially with the numerous options available in the market. One of the most popular car insurance providers in the UK is Tesco Bank. In this article, we will discuss everything you need to know about Tesco Car Insurance, including the benefits, coverage, and how to apply.

What is Tesco Car Insurance?

Tesco Bank was founded in 1997 as a joint venture between Tesco and Royal Bank of Scotland (RBS). Today, it is a wholly-owned subsidiary of Tesco Plc and provides a range of financial products, including car insurance.

Tesco Car Insurance aims to provide comprehensive coverage at an affordable price. It offers three levels of coverage, including Third Party Only, Third Party Fire and Theft, and Comprehensive. The policyholders can also tailor their coverage by adding optional extras such as breakdown cover, legal protection, and key cover.

The Benefits of Tesco Car Insurance

There are several benefits of choosing Tesco Car Insurance, including:

Benefits
Description
24/7 UK-based claims helpline
Tesco Car Insurance provides a 24/7 claims helpline, which is based in the UK.
Guaranteed hire car
If your car is stolen or damaged beyond repair, Tesco Car Insurance provides a guaranteed hire car while your claim is being processed.
Uninsured driver promise
If you get hit by an uninsured driver, Tesco Car Insurance will cover the cost of the repairs and refund your excess.
Discount for Tesco Clubcard holders
If you have a Tesco Clubcard, you can get a discount on your car insurance policy.

Coverage Options

Third Party Only

Third Party Only is the most basic level of coverage and is the minimum legal requirement in the UK. It covers damage to other people’s property and injury to other people, but it does not cover any damage to your vehicle or any injuries you may suffer.

Third Party Fire and Theft

Third Party Fire and Theft includes everything in Third-Party Only, plus coverage for your vehicle if it is stolen or damaged by fire.

Comprehensive

Comprehensive offers the most extensive level of coverage and includes everything in Third Party Fire and Theft, plus coverage for any damage to your vehicle and any injuries you may suffer.

It is essential to note that Tesco Car Insurance offers optional extras that you can add to your coverage to tailor it to your needs. Some of the optional extras include:

  • Breakdown cover
  • Legal protection
  • Key cover
  • No claims discount protection
  • Personal accident cover
  • Windscreen cover

How to Apply for Tesco Car Insurance

You can apply for Tesco Car Insurance online or over the phone. Before applying, make sure to have the following information ready:

  • Your personal information
  • Your vehicle’s make and model
  • Your vehicle’s registration number
  • Your driving history
  • Your no claims discount

Once you have this information, visit the Tesco Bank website or call their customer service team to apply for a quote. You can customize your coverage to suit your needs, and Tesco Car Insurance will provide you with a quote based on your selections.

Frequently Asked Questions

1. Can I get a discount on my Tesco Car Insurance policy?

If you have a Tesco Clubcard, you can get a discount on your car insurance policy.

2. What optional extras are available with Tesco Car Insurance?

Tesco Car Insurance offers several optional extras, including breakdown cover, legal protection, key cover, no claims discount protection, personal accident cover, and windscreen cover.

3. How do I apply for Tesco Car Insurance?

You can apply for Tesco Car Insurance online or over the phone. Before applying, make sure to have your personal information, vehicle information, and driving history ready.

4. What coverage options are available with Tesco Car Insurance?

Tesco Car Insurance offers three levels of coverage, including Third Party Only, Third Party Fire and Theft, and Comprehensive. You can also tailor your coverage by adding optional extras.

5. Is there a 24/7 claims helpline with Tesco Car Insurance?

Yes, Tesco Car Insurance provides a 24/7 UK-based claims helpline.

Conclusion

Tesco Car Insurance provides comprehensive coverage at an affordable price. It offers three levels of coverage and optional extras that you can add to your policy. Additionally, Tesco Car Insurance provides several benefits, including a 24/7 UK-based claims helpline, a guaranteed hire car, and an uninsured driver promise. If you are looking for car insurance, Tesco Car Insurance is undoubtedly an option worth considering.