State Farm Non Owners Insurance

If you don’t own a car but still drive, you may want to consider getting non owners insurance. Non owners insurance provides liability coverage to protect you when you’re driving someone else’s vehicle. State Farm, one of the largest insurance companies in the United States, offers non owners insurance to its customers. In this article, we’ll cover everything you need to know about State Farm non owners insurance, including its features, coverage options, and how to get a quote.

What is Non Owners Insurance?

Non owners insurance is a type of liability insurance that protects you when you’re driving someone else’s vehicle. It provides coverage for bodily injury and property damage that you may cause to others while driving a car that you don’t own. It does not provide coverage for any damage that may occur to the vehicle you’re driving, or any injuries you may sustain in an accident.

If you regularly drive a car that’s owned by someone else, you may want to consider getting non owners insurance. It can provide you with the protection you need in case of an accident, and it’s often cheaper than traditional car insurance.

What Does State Farm Non Owners Insurance Cover?

State Farm’s non owners insurance policy provides liability coverage for bodily injury and property damage. Bodily injury liability coverage pays for medical expenses, lost wages, and other damages that occur as a result of an accident that you caused. Property damage liability coverage pays for damages to other people’s property that you caused in an accident.

State Farm non owners insurance does not cover any damage to the vehicle you’re driving, or any injuries you may sustain in an accident. If you’re driving someone else’s car and you get into an accident, the owner’s insurance policy will typically cover any damage to the car and any injuries you may sustain.

How Much Does State Farm Non Owners Insurance Cost?

The cost of State Farm non owners insurance varies depending on a number of factors, including your driving record, age, and location. On average, non owners insurance costs between $200 and $450 per year. However, your actual cost may be higher or lower than this depending on your personal circumstances.

It’s important to note that State Farm non owners insurance is not available in all states. If you live in a state where State Farm does not offer non owners insurance, you may need to look for coverage from another provider.

How to Get a Quote for State Farm Non Owners Insurance

If you’re interested in getting a quote for State Farm non owners insurance, you can visit their website or call their customer service line. To get a quote online, you’ll need to provide some basic information about yourself and your driving history. This may include your age, location, and any accidents or traffic violations you’ve had in the past.

Once you’ve provided this information, State Farm will provide you with a quote for non owners insurance. You can then decide whether to purchase the policy or look for coverage from another provider.

FAQ

Question
Answer
Who needs non owners insurance?
Non owners insurance is recommended for anyone who regularly drives a car that they don’t own.
What does non owners insurance cover?
Non owners insurance provides liability coverage for bodily injury and property damage that you may cause while driving someone else’s vehicle.
How much does non owners insurance cost?
The cost of non owners insurance varies depending on a number of factors, including your driving history and location. On average, it costs between $200 and $450 per year.
Is State Farm non owners insurance available in all states?
No, State Farm non owners insurance is not available in all states. You may need to look for coverage from another provider if you live in a state where State Farm does not offer this type of insurance.

Conclusion

Non owners insurance is an important type of insurance for anyone who regularly drives a car that they don’t own. State Farm offers non owners insurance to its customers, providing liability coverage for bodily injury and property damage. To get a quote for State Farm non owners insurance, you can visit their website or call their customer service line. Make sure to compare quotes from different providers before choosing the policy that’s right for you.