State Farm Car Rental Insurance

If you are planning to rent a car, it is important to consider getting an insurance policy to protect yourself from any financial losses in case of an accident. State Farm car rental insurance is one such option that you can explore. In this article, we will take a closer look at what State Farm car rental insurance covers, how much it costs, and other relevant information that you should know.

What is State Farm Car Rental Insurance?

State Farm car rental insurance is an optional policy that you can purchase as an add-on to your existing auto insurance policy. It provides coverage for the damages or losses that you may incur while driving a rental car. This insurance is not mandatory, but it is highly recommended as it can save you a lot of money in case of an accident.

What Does State Farm Car Rental Insurance Cover?

State Farm car rental insurance provides the following coverage:

What is Covered
What is Not Covered
Collision and Damage
Tires, rims, and undercarriage damage
Theft and Vandalism
Personal belongings
Liability Protection
Intentional damage or illegal activities

Collision and damage coverage pays for the repairs or replacement of the rental car if it is damaged or destroyed in an accident. Theft and vandalism coverage pays for the cost of the rental car if it is stolen or vandalized while you are in possession of it. Liability protection covers you in case you are found legally responsible for any damages or injuries caused to others while driving the rental car.

How Much Does State Farm Car Rental Insurance Cost?

The cost of State Farm car rental insurance varies depending on a number of factors such as your location, the type of car you are renting, and your driving record. On average, the cost of this insurance is around $9-$19 per day.

FAQ

Is State Farm Car Rental Insurance Worth It?

State Farm car rental insurance is definitely worth considering if you are planning to rent a car. It provides comprehensive coverage at an affordable cost and can save you a lot of money in case of an accident. However, you should always read the fine print carefully and make sure that you understand what is covered and what is not.

Do I Need State Farm Car Rental Insurance if I Have Comprehensive and Collision Coverage?

If you already have comprehensive and collision coverage on your auto insurance policy, you may not need to purchase State Farm car rental insurance. However, it is always a good idea to check with your insurance agent to confirm what is covered and what is not.

What Rental Car Companies Accept State Farm Car Rental Insurance?

State Farm car rental insurance is accepted by most major rental car companies such as Avis, Budget, Hertz, and Enterprise. However, it is always a good idea to check with the rental car company to confirm that they accept this insurance.

How Do I File a Claim with State Farm Car Rental Insurance?

If you need to file a claim with State Farm car rental insurance, you can do so by calling their claims department at 1-800-STATE-FARM (1-800-782-8332). You will need to provide them with the details of the accident and any other relevant information.

Does State Farm Car Rental Insurance Cover Additional Drivers?

State Farm car rental insurance typically covers additional drivers as long as they are listed on the rental car agreement. However, it is always a good idea to check with your insurance agent to confirm what is covered and what is not.

Conclusion

State Farm car rental insurance is a great option if you are planning to rent a car. It provides comprehensive coverage at an affordable cost and can save you a lot of money in case of an accident. However, it is important to read the fine print carefully and understand what is covered and what is not. If you have any doubts or questions, you can always talk to your insurance agent for more information.