St Johns Insurance Company: A Comprehensive Overview

St Johns Insurance Company is a property and casualty insurance provider based in Florida. It is known for offering homeowners insurance policies that are tailored to fit the unique needs of Florida residents.

History and Background

The company was founded in 2003 by a group of Florida-based insurance professionals who aimed to provide a superior insurance experience to their clients. Since then, St Johns Insurance Company has emerged as a leading provider of property and casualty insurance in Florida.

The company is licensed to do business in Florida, South Carolina, and Texas. It is headquartered in Orlando, Florida, and has branch offices across the state.

What Sets St Johns Insurance Company Apart?

St Johns Insurance Company is committed to providing its clients with exceptional service and coverage. Here are some of the key factors that set the company apart from its competitors:

  • Coverage tailored to the unique needs of Florida residents
  • Flexible policy options to fit different budgets and lifestyles
  • Dedicated, knowledgeable agents who are available to answer questions and provide guidance
  • 24/7 claims reporting and customer support
  • Financial stability and strong ratings from independent rating agencies

Insurance Products Offered by St Johns Insurance Company

St Johns Insurance Company offers a range of insurance products, including:

  • Homeowners insurance
  • Condo insurance
  • Renters insurance
  • Flood insurance
  • Umbrella insurance

Homeowners Insurance

St Johns Insurance Company offers comprehensive homeowners insurance policies that are tailored to the unique needs of Florida residents. The policies cover damage to the home, as well as personal property and liability protection.

Policyholders can choose from a range of coverage options, including:

  • Dwelling coverage
  • Other structures coverage
  • Personal property coverage
  • Loss of use coverage
  • Personal liability coverage
  • Medical payments coverage

In addition to these standard coverage options, homeowners can also choose to add endorsements to their policies to customize their coverage further.

Condo Insurance

St Johns Insurance Company also offers insurance policies specifically designed for condo owners. These policies provide coverage for the interior of the condo, as well as personal property and liability protection.

The policies also offer coverage for any special assessments that may be levied against the condo association.

Renters Insurance

St Johns Insurance Company offers renters insurance policies that provide coverage for personal property and liability protection. The policies also offer additional living expense coverage in case the rental unit becomes uninhabitable due to a covered loss.

Flood Insurance

Florida residents are no strangers to flooding, which is why St Johns Insurance Company offers flood insurance policies. These policies provide coverage for damage caused by flooding, which is not covered under a standard homeowners insurance policy.

Umbrella Insurance

St Johns Insurance Company offers umbrella insurance policies that provide additional liability protection beyond what is offered by standard insurance policies. These policies can be particularly useful for individuals who have significant assets to protect.

FAQ

What is St Johns Insurance Company?

St Johns Insurance Company is a property and casualty insurance provider based in Florida. It offers homeowners insurance, condo insurance, renters insurance, flood insurance, and umbrella insurance.

What sets St Johns Insurance Company apart from its competitors?

St Johns Insurance Company is committed to providing its clients with exceptional service and coverage. It offers tailored coverage options for Florida residents, flexible policy options, knowledgeable agents, 24/7 claims reporting and customer support, and strong financial ratings.

What insurance products does St Johns Insurance Company offer?

St Johns Insurance Company offers homeowners insurance, condo insurance, renters insurance, flood insurance, and umbrella insurance.

What is covered under a St Johns Insurance Company homeowners insurance policy?

A St Johns Insurance Company homeowners insurance policy provides coverage for damage to the home, personal property, and liability protection. Policyholders can choose from a range of coverage options, including dwelling coverage, other structures coverage, personal property coverage, loss of use coverage, personal liability coverage, and medical payments coverage.

Does St Johns Insurance Company offer flood insurance?

Yes, St Johns Insurance Company offers flood insurance policies that provide coverage for damage caused by flooding, which is not covered under a standard homeowners insurance policy.

Insurance Product
Coverage
Homeowners Insurance
Property damage, personal property, liability protection
Condo Insurance
Interior of condo, personal property, liability protection, special assessments
Renters Insurance
Personal property, liability protection, additional living expense coverage
Flood Insurance
Damage caused by flooding
Umbrella Insurance
Additional liability protection