Smith Agency Insurance: Providing Comprehensive Coverage for Your Peace of Mind

When it comes to insurance, it’s always better to have it and not need it than to need it and not have it. That’s where Smith Agency Insurance comes in. We’re a leading insurance agency that offers a wide range of coverage options to protect what matters most to you.

Who We Are

Smith Agency Insurance has been providing outstanding insurance services for over a decade. We’re a full-service agency that specializes in personal and commercial lines, as well as life and health insurance. Our team of experienced agents is committed to helping you find the best coverage options that fit your needs and budget.

With Smith Agency Insurance, you can rest easy knowing that you’re in good hands. Our agents are knowledgeable, friendly, and always willing to go the extra mile to ensure you have the coverage you need.

Our Mission

At Smith Agency Insurance, our mission is simple – to provide our clients with the best insurance solutions that offer the right protection at an affordable price. We strive to exceed your expectations in everything we do, from providing personalized service to offering comprehensive coverage options.

Our Insurance Services

At Smith Agency Insurance, we offer a wide range of insurance services to meet your needs:

Personal Lines
Commercial Lines
Life & Health
Auto
Property
Term Life
Homeowners
Liability
Whole Life
Renters
Workers Comp
Disability
Boat/Watercraft
Commercial Auto
Long-Term Care
Motorcycle
Professional Liability
Health Insurance

Personal Lines

Our personal lines insurance policies are designed to provide protection for you and your family. We offer a range of coverage options for your home, auto, renters, and other personal assets. Our experienced agents can help you find the right policy that fits your lifestyle and budget.

Auto Insurance

Auto insurance is mandatory in most states, and for good reason. Accidents can happen at any time and can lead to expensive repairs and medical bills. At Smith Agency Insurance, we offer a comprehensive auto insurance policy that provides coverage for liability, collision, and comprehensive damages.

We also offer additional coverage options such as roadside assistance, rental car reimbursement, and gap insurance. Our agents can help you tailor your policy to ensure you have the right amount of coverage for your needs.

Homeowners Insurance

Your home is one of your biggest investments, so it’s important to protect it. Our homeowners insurance policies provide coverage for your dwelling, personal property, and liability. We also offer additional coverage options such as flood insurance, earthquake insurance, and umbrella policies.

Commercial Lines

Businesses face a variety of risks every day, including property damage, liability claims, and employee injuries. At Smith Agency Insurance, we offer commercial lines insurance policies that can help protect your business and your employees. Our experienced agents can help you find the right policy that fits your business needs and budget.

Property Insurance

Property insurance is essential for any business owner that owns or rents commercial property. Our commercial property insurance policies provide coverage for property damage, theft, and loss of income due to a covered event. We also offer additional coverage options such as business interruption insurance and equipment breakdown insurance.

Liability Insurance

Liability insurance is also essential for any business owner. Our liability insurance policies provide coverage for bodily injury, property damage, and legal fees associated with a covered event. We also offer additional coverage options such as product liability insurance and professional liability insurance.

Life & Health Insurance

Life and health insurance policies are designed to provide financial protection for you and your family. At Smith Agency Insurance, we offer a range of life and health insurance policies that can help protect your loved ones in the event of an unexpected illness or death.

Term Life Insurance

Term life insurance provides coverage for a specific period of time, typically 10, 20, or 30 years. This type of policy is designed to provide financial protection for your loved ones in the event of your unexpected death. We offer a range of term life insurance policies that can fit your needs and budget.

Whole Life Insurance

Whole life insurance provides coverage for your entire life, as long as you continue to pay your premiums. This type of policy is designed to provide financial protection for your loved ones in the event of your unexpected death, as well as build cash value over time. We offer a range of whole life insurance policies that can fit your needs and budget.

Disability Insurance

Disability insurance provides coverage for lost income in the event you become disabled and are unable to work. This type of policy is designed to provide financial protection for you and your family during a difficult time. We offer a range of disability insurance policies that can fit your needs and budget.

Frequently Asked Questions

What is the difference between comprehensive and collision auto insurance?

Comprehensive insurance covers damage to your vehicle that is not caused by a collision, such as theft, fire, or a natural disaster. Collision insurance covers damage to your vehicle that is caused by a collision, regardless of who is at fault.

Do I need liability insurance for my business?

Yes, liability insurance is essential for any business owner. Liability insurance provides coverage for bodily injury or property damage caused by you or your employees to third parties. This type of policy can help protect your business from expensive lawsuits and legal fees.

What is the benefit of having an umbrella policy?

An umbrella policy provides additional liability coverage above and beyond your other insurance policies. This type of policy can help protect your assets in the event of a catastrophic loss, and can provide peace of mind knowing you have additional protection.

What is the difference between term life and whole life insurance?

Term life insurance provides coverage for a specific period of time, typically 10, 20, or 30 years. Whole life insurance provides coverage for your entire life, as long as you continue to pay your premiums. Whole life insurance also builds cash value over time, whereas term life insurance does not.

Do I need disability insurance?

Disability insurance provides coverage for lost income in the event you become disabled and are unable to work. This type of policy can provide financial protection for you and your family during a difficult time. If you rely on your income to support yourself and your family, disability insurance is essential.

Final Thoughts

At Smith Agency Insurance, we understand the importance of protecting what matters most to you. Our experienced agents can help you find the right insurance policies that fit your needs and budget. Contact us today to learn more about our insurance services and how we can help you protect your assets and your loved ones.