Sirius America Insurance Company: A Comprehensive Guide

Sirius America Insurance Company is a specialty insurer with a focus on property and casualty insurance in the United States. Headquartered in New York City, Sirius America is a subsidiary of Sirius International Insurance Group Ltd., a leading global insurer that has been in business for over 70 years. In this article, we provide a comprehensive guide to Sirius America Insurance Company, including its history, products, and services.

History

Sirius America Insurance Company was founded in 1977 as White Mountains Insurance Group, Ltd. In 2006, the company changed its name to Sirius America Insurance Company after being acquired by Sirius International Insurance Group. Today, Sirius America is a specialty insurer that provides property, casualty, and accident and health insurance to businesses and individuals across the United States.

Over the years, Sirius America has become known for its innovative insurance products and high-quality customer service. The company has received numerous awards and accolades for its commitment to excellence, including being named to the Ward’s 50 list of top-performing insurance companies for 11 consecutive years.

Products and Services

Sirius America Insurance Company offers a range of insurance products and services to businesses and individuals across the United States. Some of the company’s most popular products and services include:

Product/Service
Description
Commercial Property Insurance
Provides coverage for damage or loss to commercial property due to fire, theft, or other covered perils.
Commercial General Liability Insurance
Provides coverage for injury or damage to third parties caused by the insured’s products or operations.
Workers’ Compensation Insurance
Provides coverage for medical expenses and lost wages for employees who are injured or become ill on the job.
Professional Liability Insurance
Provides coverage for damages arising from professional services provided by the insured, such as errors and omissions.
Personal Auto Insurance
Provides coverage for damage or loss to personal vehicles due to accidents, theft, or other covered perils.

In addition to these products and services, Sirius America offers a range of specialty insurance products, including marine insurance, aviation insurance, and excess and surplus lines insurance. The company also offers risk management services to help businesses identify and manage potential risks.

FAQ

What is the claim process like at Sirius America Insurance Company?

The claim process at Sirius America begins with the insured reporting the claim to the company. The company will then assign a claims adjuster to investigate the claim and determine coverage. Once coverage is established, the claims adjuster will work with the insured to resolve the claim, which may involve negotiating a settlement or engaging in litigation.

How can I get a quote from Sirius America Insurance Company?

To get a quote from Sirius America, you can contact the company directly by phone or email. You can also visit the company’s website to learn more about its products and services and request a quote online.

Does Sirius America offer insurance for high-risk businesses?

Yes, Sirius America offers excess and surplus lines insurance, which is designed to provide coverage for high-risk businesses that may not be able to obtain coverage in the standard insurance market. The company also offers risk management services to help high-risk businesses identify and manage potential risks.

What sets Sirius America apart from other insurance companies?

Sirius America is known for its innovative insurance products and high-quality customer service. The company has a strong commitment to excellence and has received numerous awards and accolades for its performance. In addition, Sirius America is part of Sirius International Insurance Group, which has a long-standing reputation for financial strength and stability.

How can I contact Sirius America Insurance Company?

You can contact Sirius America by phone, email, or mail. The company’s contact information is available on its website.

Conclusion

Sirius America Insurance Company is a specialty insurer with a long history of providing innovative insurance products and high-quality customer service. The company offers a range of products and services to businesses and individuals across the United States, including commercial property insurance, workers’ compensation insurance, and personal auto insurance. With its commitment to excellence and strong financial stability, Sirius America is a top choice for businesses and individuals looking for reliable insurance coverage.