Simply Business Landlord Insurance

Landlord insurance is an essential requirement for anyone who owns a property that is rented out to tenants. This insurance policy protects the landlord from financial losses that might arise due to various unforeseen events such as damage to the property, loss of rent, or legal liabilities. Simply Business is a highly reputable provider of landlord insurance that offers comprehensive coverage at reasonable prices. In this article, we will provide a comprehensive review of Simply Business landlord insurance and discuss its benefits, features, and pricing.

What is Simply Business?

Simply Business is an insurance broker that specializes in providing insurance products for small businesses, including landlords. It offers a range of insurance products that are tailored to meet the specific needs of landlords, such as landlord insurance, rent guarantee insurance, and commercial property insurance. Simply Business is a trusted provider of insurance products for landlords and has been awarded the Feefo Gold Trusted Service Award for two consecutive years.

Features of Simply Business Landlord Insurance

Simply Business offers a range of features that are designed to provide comprehensive coverage for landlords. These features include:

Features
Details
Building insurance
Covers the costs of repairing or rebuilding your property in case of damage due to unforeseen events such as fire or flood.
Contents insurance
Covers the costs of replacing or repairing your contents that are damaged or stolen by tenants.
Liability insurance
Covers legal costs and compensation if a tenant, visitor or member of the public is injured or their property is damaged on your property.
Loss of rent insurance
Covers the loss of rent if your property becomes unfit to live in due to damage caused by an insured event, such as a flood or fire.
Alternative accommodation insurance
Covers the costs of providing alternative accommodation for your tenants if your property becomes uninhabitable due to an insured event.

Benefits of Simply Business Landlord Insurance

Simply Business offers a range of benefits that are designed to provide peace of mind to landlords. These benefits include:

  • 24/7 online access to your policy documents and account information
  • A dedicated claims team that is available 24/7 to help you through the claims process
  • No hidden fees or charges
  • A fast and easy online quote process
  • Flexible payment options, including monthly payments at no extra cost
  • Discounts for multiple properties and long-term policies

Pricing of Simply Business Landlord Insurance

The pricing of Simply Business landlord insurance varies depending on the specific needs of the policyholder. Simply Business offers a fast and easy online quote process that allows landlords to get a quote in just a few minutes. The price of the policy is determined by factors such as the type and size of the property, the level of coverage required, and the location of the property. Simply Business also offers discounts for multiple properties and long-term policies.

FAQs about Simply Business Landlord Insurance

Q: What is covered under Simply Business landlord insurance?

A: Simply Business landlord insurance covers the costs of repairing or rebuilding your property in case of damage due to unforeseen events such as fire or flood, replacing or repairing your contents that are damaged or stolen by tenants, legal costs and compensation if a tenant, visitor or member of the public is injured or their property is damaged on your property, loss of rent if your property becomes unfit to live in due to damage caused by an insured event, and the costs of providing alternative accommodation for your tenants if your property becomes uninhabitable due to an insured event.

Q: How do I get a quote for Simply Business landlord insurance?

A: You can get a quote for Simply Business landlord insurance by visiting their website and using their online quote tool. The tool will ask you a series of questions about your property and your insurance needs, and will provide you with a quote based on your answers.

Q: Can I pay for Simply Business landlord insurance on a monthly basis?

A: Yes, Simply Business offers flexible payment options, including monthly payments at no extra cost.

Q: Can I get a discount for purchasing landlord insurance for multiple properties?

A: Yes, Simply Business offers discounts for landlords who purchase insurance for multiple properties. The discount amount varies depending on the number of properties insured and the specific details of the policy.

Q: What is a rent guarantee insurance policy?

A: A rent guarantee insurance policy is an insurance policy that provides protection against loss of rent due to non-payment by tenants. Simply Business offers a rent guarantee insurance policy that provides coverage for up to 12 months of lost rent.

Conclusion

Simply Business landlord insurance is a comprehensive insurance policy that provides protection and peace of mind to landlords. It offers a range of features and benefits that are designed to meet the specific needs of landlords, and is priced competitively. Simply Business is a trusted provider of insurance products for landlords, and its landlord insurance policy is highly recommended for anyone who owns a property that is rented out to tenants.