Signa Dental Insurance: Everything You Need to Know

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Signa Dental Insurance is one of the most popular dental insurance companies in the United States. They offer a variety of dental insurance plans for individuals, families, and employers. In this article, we will discuss everything you need to know about Signa Dental Insurance, including the plans offered, coverage details, and frequently asked questions.

Table Contents show

Signa Dental Insurance Plans

Signa Dental Insurance offers a variety of dental insurance plans to fit your needs and budget. Here are some of the most popular plans offered:

Plan Name
Description
Preventive
This plan covers preventive care such as cleanings, x-rays, and exams.
Basic
This plan covers basic procedures such as fillings, extractions, and root canals.
Major
This plan covers major procedures such as crowns, bridges, and dentures.
Orthodontia
This plan covers orthodontic procedures such as braces and retainers.

Each plan has different coverage levels and costs. You can choose the plan that best fits your needs and budget.

Coverage Details

Signa Dental Insurance offers a wide range of coverage for various dental procedures. Here is an overview of what each plan covers:

Preventive Plan

The Preventive Plan covers basic preventive care such as:

  • Two cleanings per year
  • One set of x-rays per year
  • One exam per year

There is no waiting period for this plan, meaning you can start using your benefits right away.

Basic Plan

The Basic Plan covers basic dental procedures such as:

  • Fillings
  • Extractions
  • Root canals

There is a six-month waiting period for this plan, meaning you cannot use your benefits for these procedures until you have been enrolled in the plan for six months.

Major Plan

The Major Plan covers major dental procedures such as:

  • Crowns
  • Bridges
  • Dentures

There is a 12-month waiting period for this plan, meaning you cannot use your benefits for these procedures until you have been enrolled in the plan for 12 months.

Orthodontia Plan

The Orthodontia Plan covers orthodontic procedures such as:

  • Braces
  • Retainers

There is a 12-month waiting period for this plan, meaning you cannot use your benefits for these procedures until you have been enrolled in the plan for 12 months.

FAQ

What is the cost of Signa Dental Insurance?

The cost of Signa Dental Insurance varies based on the plan you choose and your location. However, the Preventive Plan usually starts at around $15 per month.

Can I choose my dentist with Signa Dental Insurance?

Yes, you can choose any dentist who accepts Signa Dental Insurance. However, if you choose a dentist who is out-of-network, you may be responsible for a higher portion of the cost.

Is there a waiting period for Signa Dental Insurance?

Yes, there is a waiting period for certain procedures depending on the plan. The waiting periods range from zero to 12 months.

What is the maximum benefit for Signa Dental Insurance?

The maximum benefit for Signa Dental Insurance varies based on the plan you choose. However, most plans have an annual maximum of $1,000 to $2,000.

How do I enroll in Signa Dental Insurance?

You can enroll in Signa Dental Insurance online or through your employer. If you are enrolling online, you will need to provide some basic information about yourself and select the plan you want. If you are enrolling through your employer, your employer will provide you with enrollment instructions.

Conclusion

Signa Dental Insurance offers a variety of dental insurance plans to fit your needs and budget. Whether you need only preventive care or major dental work, Signa Dental Insurance has a plan for you. Before enrolling, make sure to review the coverage details and waiting periods to ensure that the plan meets your needs.

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