Shelter Insurance Reviews: Everything You Need to Know

When it comes to choosing an insurance company, it can be overwhelming to navigate through the different options available. One insurance company that has been gaining popularity in recent years is Shelter Insurance. This article will provide you with an in-depth review of Shelter Insurance, covering everything from its history to its offerings and customer reviews.

What is Shelter Insurance?

Shelter Insurance is a property and casualty insurance company that was founded in 1946 in Columbia, Missouri. The company was established by a group of Missouri farmers who wanted to provide insurance protection to their fellow farmers. Today, the company has expanded to provide insurance coverage to individuals and businesses in 18 states across the United States.

According to their website, Shelter Insurance has a strong commitment to providing personalized service to its customers. They believe in building strong relationships with their policyholders and understanding their specific insurance needs.

Shelter Insurance Offerings

Shelter Insurance offers a variety of insurance products, including:

Insurance Product
Description
Auto Insurance
Provides coverage for damage or injuries caused by an accident or theft of your vehicle.
Homeowners Insurance
Covers damage or losses to your home and personal belongings due to a covered event, such as fire or theft.
Life Insurance
Provides financial protection for your loved ones in the event of your death.
Business Insurance
Covers your business against losses due to property damage, liability claims, and other risks.

Shelter Insurance also offers additional coverage options, such as renters insurance, boat insurance, and umbrella insurance.

Shelter Insurance Reviews

When considering an insurance company, it’s important to take into account the reviews and feedback from its customers. Based on customer reviews on various platforms, here are some of the pros and cons of Shelter Insurance:

Pros:

  • Personalized service: Many customers appreciate the personalized service they receive from Shelter Insurance agents.
  • Competitive rates: Shelter Insurance offers competitive rates for its insurance products.
  • Quick claims process: According to some customer reviews, the claims process with Shelter Insurance is quick and efficient.

Cons:

  • Limited availability: Shelter Insurance is only available in 18 states, so it may not be an option for everyone.
  • Some customer complaints: Some customers have reported issues with customer service and claims handling.
  • No online quotes: Unlike some other insurance companies, Shelter Insurance does not offer online quotes for its insurance products.

FAQ

How do I file a claim with Shelter Insurance?

You can file a claim with Shelter Insurance by contacting your local agent or the claims department directly. You can find contact information on the Shelter Insurance website or by calling their toll-free number.

Do I need to have an agent to purchase insurance from Shelter Insurance?

Yes, Shelter Insurance operates through a network of local agents. You can find an agent near you on the Shelter Insurance website.

Does Shelter Insurance offer discounts?

Yes, Shelter Insurance offers a variety of discounts for its insurance products. Some of the discounts available include multi-policy discounts, safe driver discounts, and home safety discounts.

What payment options are available with Shelter Insurance?

Shelter Insurance offers several payment options, including online payments, automatic payments, and payments by mail or phone.

Does Shelter Insurance offer roadside assistance?

Yes, Shelter Insurance offers roadside assistance as an add-on to its auto insurance policy. Roadside assistance coverage includes services such as towing, jump-starts, and lockout assistance.

Conclusion

Overall, Shelter Insurance is a solid option for those in the 18 states where it is available. The company has a strong commitment to personalized service and offers competitive rates for its insurance products. While some customers have reported issues with customer service and claims handling, many have had positive experiences with the company. If you are considering Shelter Insurance, we recommend doing further research and obtaining a quote from a local agent to determine if it is the right fit for you.