Shelter Insurance Company: One of the Best Insurance Companies in the US

Shelter Insurance is a group of companies that offers insurance and financial services for individuals and businesses. The company operates in 21 states across the US, boasting over 1.6 million policies in force. Shelter Insurance’s mission is to be a customer-focused, financially strong, and innovative organization.

The History of Shelter Insurance

Shelter Insurance is a mutual company, which means it’s owned by its policyholders. The company was founded in 1946 by the late Lloyd C. V. Smith in Columbia, Missouri. Mr. Smith believed that people deserved an insurance company that operated with honesty, integrity, and a commitment to providing quality service.

Initially, Shelter Insurance offered auto insurance to Missouri residents. Over time, the company expanded its offerings to include home, life, and other types of insurance. Today, Shelter Insurance is one of the largest insurers in the Midwest and has earned a reputation for being a reliable, trustworthy, and customer-centric company.

Shelter Insurance’s Ratings and Awards

Shelter Insurance has received several awards and high ratings from independent rating agencies. Here are a few:

Shelter Insurance Offerings

Shelter Insurance offers a wide range of insurance products and services, including:

Auto Insurance

Shelter Insurance’s auto insurance policies cover bodily injury, property damage, and liability. Policyholders can also add on collision and comprehensive coverage, roadside assistance, rental reimbursement, and more. Shelter Insurance also offers discounts for safe driving, multiple vehicles, and good grades.

Home Insurance

Shelter Insurance’s home insurance policies protect homeowners from damage to their property and personal belongings. Policyholders can add on coverage for floods, earthquakes, and other natural disasters. Shelter Insurance also offers discounts for smoke detectors, fire alarms, and other safety features.

Life Insurance

Shelter Insurance’s life insurance policies provide financial protection for families in case of the unexpected death of the policyholder. Policyholders can choose from term life, whole life, and universal life insurance policies. Shelter Insurance also offers coverage for children and accidental death.

Business Insurance

Shelter Insurance’s business insurance policies protect businesses from financial loss due to property damage, liability, and other risks. Policyholders can choose from a range of policies, including commercial auto, property, liability, and workers’ compensation insurance. Shelter Insurance also offers coverage for cyber liability and employment practices liability.

FAQs

1. How can I file a claim with Shelter Insurance?

You can file a claim with Shelter Insurance online, by phone, or by contacting your local Shelter agent. For more information, visit the Shelter Insurance website.

2. What discounts does Shelter Insurance offer?

Shelter Insurance offers a range of discounts for its policyholders, including safe driver discounts, multiple vehicle discounts, and good student discounts. For more information, visit the Shelter Insurance website.

3. How can I contact Shelter Insurance?

You can contact Shelter Insurance by phone, email, or by visiting your local Shelter agent. For more information, visit the Shelter Insurance website.

4. What states does Shelter Insurance operate in?

Shelter Insurance operates in 21 states across the US, including Missouri, Arkansas, Colorado, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Mississippi, Nebraska, Nevada, Ohio, Oklahoma, Tennessee, Texas, and Wisconsin. For a full list of states, visit the Shelter Insurance website.

5. How can I get a quote from Shelter Insurance?

You can get a quote from Shelter Insurance online, by phone, or by contacting your local Shelter agent. For more information, visit the Shelter Insurance website.

Conclusion

Shelter Insurance is one of the best insurance companies in the US, offering a wide range of insurance products and services for individuals and businesses. The company’s commitment to honesty, integrity, and quality service has earned them high ratings and awards from independent rating agencies. If you’re in need of insurance, consider Shelter Insurance for your protection.