Traveling is one of the most exciting and enjoyable experiences in life. However, it can also come with unexpected risks and uncertainties. This is where travel insurance comes in. Among the many travel insurance providers out there, Seven Corners is a top choice for many travelers. In this article, we will take a closer look at Seven Corners travel insurance and what it offers.
What is Seven Corners Travel Insurance?
Seven Corners is a travel insurance company established in 1993. Based in Indiana, USA, it offers a wide range of travel insurance plans to cater to the varying needs of travelers, including international health insurance, trip protection, and student insurance. It has a strong reputation in the travel insurance industry and is trusted by millions of travelers around the world.
The Benefits of Seven Corners Travel Insurance
One of the key benefits of Seven Corners travel insurance is its comprehensive coverage. Its plans typically cover medical expenses, trip cancellation or interruption, emergency medical evacuation, and more. Additionally, Seven Corners offers 24-hour emergency assistance services, providing travelers with quick and reliable support in case of emergencies.
Another benefit of Seven Corners travel insurance is its flexibility. It offers a range of plans with different coverage limits and benefits, allowing travelers to choose a plan that suits their specific needs and budget. Furthermore, Seven Corners’ plans are available to travelers of all ages, including seniors and children.
Types of Seven Corners Travel Insurance Plans
Seven Corners offers several types of travel insurance plans, including:
Type of Plan |
Coverage |
|---|---|
International Travel Medical Insurance |
Covers medical expenses during international travel, including emergency medical evacuation, repatriation of remains, and more. |
Trip Protection Insurance |
Covers trip cancellation or interruption, travel delay, baggage delay or loss, and more. |
Student Insurance |
Covers international students studying abroad, including medical expenses, emergency medical evacuation, repatriation of remains, and more. |
International Travel Medical Insurance
International Travel Medical Insurance is one of the most popular plans offered by Seven Corners. It is designed to provide medical coverage for travelers outside their home country. It typically covers medical expenses, emergency medical evacuation, repatriation of remains, and more. It also offers optional add-ons, such as hazardous sports coverage and pre-existing condition coverage.
Who is it for?
International Travel Medical Insurance is ideal for travelers who are planning to travel internationally for a period of time, whether for business or leisure. It is also suitable for expatriates and digital nomads who are living abroad.
What does it cover?
International Travel Medical Insurance typically covers the following:
- Medical expenses due to illness or injury
- Emergency medical evacuation
- Repatriation of remains
- Emergency dental expense
- Accidental death and dismemberment
- Emergency medical reunion
- Return of minor children
- Trip interruption
- Trip cancellation
How much does it cost?
The cost of International Travel Medical Insurance depends on several factors, including the traveler’s age, destination, trip length, and coverage limits. Generally, premiums range from a few dollars a day to a few hundred dollars for longer trips.
Trip Protection Insurance
Trip Protection Insurance is another popular plan offered by Seven Corners. It is designed to protect travelers against trip cancellations, interruptions, and other travel-related mishaps. It typically covers non-refundable trip costs, travel delay, baggage delay, and more. It also offers optional add-ons, such as rental car damage coverage and pre-existing condition coverage.
Who is it for?
Trip Protection Insurance is ideal for travelers who have paid for non-refundable trip expenses, such as airfare, hotel reservations, and tour packages. It is also suitable for travelers who are concerned about unexpected events that may disrupt their trip, such as natural disasters, illness, or injury.
What does it cover?
Trip Protection Insurance typically covers the following:
- Trip cancellation or interruption
- Travel delay
- Baggage delay or loss
- Missed connection
- Emergency medical and dental expenses
- Emergency medical evacuation
- Repatriation of remains
How much does it cost?
The cost of Trip Protection Insurance also depends on several factors, including the traveler’s age, destination, trip length, and coverage limits. Generally, premiums range from a few dollars a day to a few hundred dollars for longer trips.
Student Insurance
Student Insurance is designed specifically for international students studying abroad. It typically covers medical expenses, emergency medical evacuation, repatriation of remains, and more. It also offers optional add-ons, such as hazardous sports coverage and pre-existing condition coverage.
Who is it for?
Student Insurance is ideal for international students studying abroad, whether for a short-term program or a full degree program.
What does it cover?
Student Insurance typically covers the following:
- Medical expenses due to illness or injury
- Emergency medical evacuation
- Repatriation of remains
- Emergency dental expense
- Accidental death and dismemberment
- Emergency medical reunion
- Return of minor children
- Trip interruption
- Trip cancellation
How much does it cost?
The cost of Student Insurance also depends on several factors, including the student’s age, destination, program length, and coverage limits. Generally, premiums range from a few dollars a day to a few hundred dollars for longer programs.
FAQ about Seven Corners Travel Insurance
Q: Does Seven Corners offer coverage for pre-existing medical conditions?
A: Yes, Seven Corners offers coverage for pre-existing medical conditions as an optional add-on to its plans. However, coverage for pre-existing conditions is subject to certain terms and conditions.
Q: Does Seven Corners offer coverage for adventure sports?
A: Yes, Seven Corners offers coverage for adventure sports as an optional add-on to its plans. However, coverage for adventure sports is subject to certain terms and conditions.
Q: Can I purchase Seven Corners travel insurance after I have already started my trip?
A: No, Seven Corners travel insurance must be purchased before the start of your trip. Once your trip has started, you are no longer eligible to purchase travel insurance from Seven Corners.
Q: Can I cancel my Seven Corners travel insurance policy?
A: Yes, Seven Corners travel insurance policies can be cancelled for a full refund within a certain period of time after purchase. However, after the grace period has passed, the policy becomes non-refundable.
Q: How do I make a claim with Seven Corners?
A: To make a claim with Seven Corners, you must first contact their 24-hour emergency assistance services. They will provide you with instructions on how to file a claim, including the necessary forms and documentation.
Conclusion
Seven Corners is a reputable and reliable travel insurance company that offers comprehensive coverage and flexible plans to cater to the varying needs of travelers. Its plans are suitable for international travelers, expatriates, digital nomads, students, and more. With its 24-hour emergency assistance services, Seven Corners provides peace of mind to travelers, knowing that they are protected against unexpected mishaps and risks.