Seven Corners Insurance Reviews: Your Ultimate Guide

Are you planning to travel overseas and looking for a reliable insurance provider? Seven Corners is one of the best insurance companies when it comes to international travel. But is it worth your investment? This article will provide you with an in-depth and honest Seven Corners insurance review, covering everything you need to know to make an informed decision.

What is Seven Corners Insurance?

Seven Corners is a US-based travel insurance company that offers a wide range of travel medical insurance plans, trip protection plans, visitor insurance plans, and student insurance plans. The company has been around for over 25 years and has served millions of customers worldwide.

Seven Corners has a partnership with Lloyd’s of London, a leading insurance market, to underwrite their policies. Moreover, the company has an A+ rating from the Better Business Bureau, which means it has a good track record of resolving consumer complaints.

Types of Seven Corners Insurance Policies

Seven Corners offers the following types of insurance policies:

Type of Policy
Description
Travel Medical Insurance
Covers emergency medical expenses, emergency medical evacuation, repatriation of remains, and more.
Trip Protection Insurance
Covers trip cancellation, trip interruption, travel delay, baggage delay, and more.
Visitor Insurance
Covers medical expenses for visitors to the US, including parents, relatives, and friends.
Student Insurance
Covers medical expenses for international students studying in the US or US students studying abroad.

Seven Corners Insurance Reviews: Pros and Cons

Pros:

1. Comprehensive Coverage: Seven Corners offers a wide range of insurance policies that cover emergency medical expenses, trip protection, and more. You can choose the plan that suits your needs and budget.

2. Competitive Rates: Seven Corners offers affordable rates for their insurance policies. You can get a quote online and compare it with other insurance providers to see how much you can save.

3. 24/7 Assistance: Seven Corners provides 24/7 assistance to its customers, which means you can call their customer service team anytime, anywhere if you need help. They also have a mobile app that you can use to manage your policy and file a claim.

Cons:

1. Some Plans Don’t Cover Pre-Existing Conditions: Some of Seven Corners’ insurance policies don’t cover pre-existing conditions. If you have a pre-existing condition, make sure to read the policy carefully before purchasing it.

2. Limited Coverage for Extreme Activities: If you plan to engage in extreme sports or activities, Seven Corners’ insurance policies may not provide sufficient coverage.

3. Deductibles and Co-Insurance: Seven Corners’ insurance policies may require you to pay deductibles and co-insurance, which means you have to pay a percentage of the medical expenses out of pocket.

Seven Corners Insurance Reviews: Customer Reviews

The best way to know if Seven Corners is worth the investment is by checking what its customers have to say. Here are some customer reviews from Trustpilot:

“Excellent Coverage and Customer Service”

“I used Seven Corners for a short-term medical insurance policy when I traveled to the US. The coverage was excellent, and the customer service was top-notch. I had a medical emergency, and they helped me navigate the healthcare system and made sure I received the treatment I needed.”

“Great Value for Money”

“I’ve used Seven Corners for several trips, and I’m always impressed by the value for money. The rates are affordable, and the coverage is comprehensive. I also appreciate the ease of use of their mobile app.”

“Poor Communication and Claims Processing”

“I purchased a Seven Corners travel insurance policy for a trip to Europe, but I was disappointed with their claims processing. It took them several weeks to process my claim, and their communication was poor.”

Overall, Seven Corners has a 4.2-star rating on Trustpilot, and most customers are satisfied with their insurance policies and customer service.

FAQs: Frequently Asked Questions

1. How do I purchase a Seven Corners insurance policy?

You can purchase a Seven Corners insurance policy online or by calling their customer service team. You will need to provide your personal and travel information, including your destination, travel dates, and any pre-existing medical conditions.

2. Can I cancel my Seven Corners insurance policy?

Yes, you can cancel your Seven Corners insurance policy before your trip starts, but you may have to pay a cancellation fee. Make sure to read the policy’s terms and conditions carefully before purchasing it.

3. How do I file a claim with Seven Corners?

You can file a claim with Seven Corners online or by calling their claims department. You will need to provide your policy number, details of the medical treatment or travel incident, and any relevant receipts or documents.

4. Does Seven Corners insurance cover COVID-19?

Yes, Seven Corners offers travel medical insurance plans that cover COVID-19, including emergency medical expenses and medical evacuation. However, some policies may have exclusions or limitations, so make sure to read the policy carefully before purchasing it.

5. How long does it take to receive a refund from Seven Corners?

The time it takes to receive a refund from Seven Corners depends on the type of policy and the reason for the refund. In general, it can take up to four weeks to process a refund. However, Seven Corners offers a 10-day free look period for most policies, which means you can cancel your policy and receive a full refund within 10 days of purchase.

Conclusion

In conclusion, Seven Corners is a reliable insurance provider for international travel. They offer comprehensive insurance policies at competitive rates, backed by excellent customer service. However, make sure to read the policy’s terms and conditions carefully and check customer reviews before purchasing it. Safe travels!