Scott Ball Insurance is a full-service insurance agency that has been serving clients since 1976. With over four decades of experience and expertise, they have been providing their clients with personalized solutions and the best insurance coverage to protect their future.
Who are We?
We are a team of experienced insurance agents who are dedicated to delivering customized and comprehensive insurance policies that provide protection and peace of mind to our clients. We understand that every client’s needs and requirements are unique, and we take the time to understand their situation and provide them with the best possible solutions.
At Scott Ball Insurance, we believe in transparency, integrity, and building long-lasting relationships with our clients. Our team works closely with our clients to ensure that they have the right insurance coverage for their needs and that they understand the terms and conditions of their policies.
Our goal is to make insurance less confusing and more accessible to everyone. We are committed to educating our clients on the importance of insurance and the options available to them, so they can make informed decisions.
Our services include personal and commercial insurance coverage, and we work with multiple insurance carriers to provide our clients with competitive rates and the best coverage options.
Personal Insurance Coverage
At Scott Ball Insurance, we understand the importance of protecting your personal assets and your loved ones. We offer a wide range of personal insurance coverage options that include:
Insurance Coverage |
Description |
|---|---|
Homeowners Insurance |
Protects your home and personal property against damage or loss caused by natural disasters, theft, and liability claims |
Auto Insurance |
Provides coverage for your vehicle, medical expenses, and liability in case of an accident |
Life Insurance |
Provides financial protection for your loved ones in case of your untimely death |
Health Insurance |
Covers medical expenses and provides financial protection in case of illness or injury |
Umbrella Insurance |
Provides additional liability protection beyond your standard insurance coverage |
We also offer other personal insurance coverage options, including renters insurance, boat insurance, and motorcycle insurance. Our team will work with you to determine the best coverage options for your needs and budget.
Homeowners Insurance
Your home is one of your most significant investments, and protecting it should be a top priority. Homeowners insurance provides coverage for your home and personal property against damages caused by natural disasters, theft, and liability claims.
Homeowners insurance can also provide coverage for additional living expenses if your home becomes uninhabitable due to covered damages.
Our team will work with you to determine the appropriate coverage limits for your home and personal property and provide you with a comprehensive policy that meets your needs.
Auto Insurance
Auto insurance is mandatory in most states, and for a good reason. Accidents happen, and having the right insurance coverage can protect you from financial ruin. Auto insurance provides coverage for your vehicle, medical expenses, and liability in case of an accident.
At Scott Ball Insurance, we understand that every driver’s situation is unique, and we offer a variety of auto insurance coverage options, including liability, collision, comprehensive, and uninsured/underinsured motorist coverage. Our team will help you choose the right coverage options for your needs and budget.
Life Insurance
Life insurance provides financial protection for your loved ones in case of your untimely death. It is an essential component of any comprehensive financial plan.
At Scott Ball Insurance, we offer a variety of life insurance coverage options, including term life, whole life, and universal life insurance. Our team will work with you to determine the appropriate coverage amount and type for your needs.
Health Insurance
Health insurance provides coverage for medical expenses and provides financial protection in case of illness or injury. With the rising cost of healthcare, having health insurance is more important than ever.
At Scott Ball Insurance, we offer a variety of health insurance coverage options, including individual and group policies. Our team will work with you to determine the appropriate coverage options for your needs and budget.
Commercial Insurance Coverage
At Scott Ball Insurance, we understand the unique challenges facing businesses. We offer a variety of commercial insurance coverage options to protect your business and its assets. Our commercial insurance coverage options include:
Insurance Coverage |
Description |
|---|---|
General Liability Insurance |
Protects your business from liability claims for property damage or bodily injury |
Property Insurance |
Protects your business property against loss or damage caused by fire, theft, or natural disasters |
Workers Compensation |
Provides coverage for medical expenses and lost wages in case of work-related injuries |
Professional Liability Insurance |
Provides protection from claims of negligence or failure to perform professional duties |
Business Interruption Insurance |
Covers lost income and operating expenses in case of a business interruption caused by covered damages |
We also offer other commercial insurance coverage options, including commercial auto insurance, cyber liability insurance, and directors and officers insurance. Our team will work with you to determine the best coverage options for your business needs and budget.
General Liability Insurance
General liability insurance provides protection for your business from liability claims for property damage or bodily injury. It is an essential coverage for businesses that interact with customers or the public in general.
Our team will work with you to determine the appropriate coverage limits and provide you with a comprehensive policy that meets your needs.
Property Insurance
Property insurance provides protection for your business property against loss or damage caused by fire, theft, or natural disasters. It is an essential coverage for businesses that own or lease property.
Our team will work with you to determine the appropriate coverage limits and provide you with a comprehensive policy that meets your needs.
Workers Compensation
Workers compensation provides coverage for medical expenses and lost wages in case of work-related injuries. It is mandatory in most states, and failing to carry workers compensation insurance can result in significant financial penalties.
Our team will work with you to determine the appropriate coverage limits and provide you with a comprehensive policy that meets your needs.
Frequently Asked Questions
What is the difference between personal and commercial insurance?
Personal insurance provides coverage for individuals and their personal assets, such as their home, car, and health. Commercial insurance provides coverage for businesses and their assets, such as property, liability, and workers compensation.
How much insurance coverage do I need?
The appropriate amount of insurance coverage depends on your individual situation and needs. Our team will work with you to determine the appropriate coverage amounts and provide you with a comprehensive policy that meets your needs.
How do I file a claim?
If you need to file a claim, please contact our office as soon as possible. We will guide you through the claims process and work with you to ensure that your claim is handled efficiently and quickly.
Can I change my insurance policy?
Yes, you can change your insurance policy at any time. Our team will work with you to determine the appropriate changes and provide you with a new policy that meets your needs.
How can I get a quote for insurance coverage?
You can request a quote for insurance coverage by contacting our office or filling out a quote request form on our website. Our team will work with you to provide you with a customized quote that meets your needs and budget.
Conclusion
At Scott Ball Insurance, we are committed to providing our clients with personalized and comprehensive insurance solutions that protect their future. With over four decades of experience and expertise, we have been providing our clients with the best possible coverage options and competitive rates. Contact us today to learn more about how we can help you protect your future.