Royal Caribbean Travel Insurance: What You Need to Know

Traveling can be a wonderful experience, but it’s important to ensure that you’re protected in case of unexpected events. That’s where travel insurance comes in. Royal Caribbean, one of the world’s leading cruise lines, offers a variety of travel insurance options. In this article, we’ll explore what Royal Caribbean travel insurance covers, how to purchase it, and frequently asked questions.

What is Royal Caribbean Travel Insurance?

Royal Caribbean travel insurance is a way to protect yourself financially in case of unexpected events such as trip cancellations or medical emergencies. There are different types of Royal Caribbean travel insurance policies available, depending on your needs and budget.

Their policies can be purchased before or after you book your cruise, and they cover a wide range of events such as trip interruption, trip cancellation, medical emergencies, and more. Some policies even offer coverage for pre-existing medical conditions.

Types of Royal Caribbean Travel Insurance

Royal Caribbean offers three types of travel insurance policies: Travel Protection Program, Royal Caribbean Travel Protection Program, and Cancellation Protection Program. Here’s a closer look at each one.

Travel Protection Program

The Travel Protection Program offers comprehensive coverage for your entire vacation, including medical expenses, trip interruption, and cancellation. This policy also includes coverage for baggage loss, delay, or damage, as well as accidental death and dismemberment.

With this policy, you’ll also receive 24/7 travel assistance services, such as emergency medical assistance, emergency travel arrangements, and emergency cash transfers.

Royal Caribbean Travel Protection Program

The Royal Caribbean Travel Protection Program offers all the same coverage as the Travel Protection Program, plus some additional benefits. For example, this policy includes coverage for pre-existing medical conditions when purchased within 14 days of your initial deposit for your trip. It also offers a cancel for any reason benefit.

This policy also includes coverage for independent travel arrangements, such as flights and hotels, that are not booked through Royal Caribbean.

Cancellation Protection Program

The Cancellation Protection Program is a basic policy that only covers trip cancellation for specified reasons, such as illness or injury. This policy does not cover medical expenses, trip interruption, or baggage loss.

How to Purchase Royal Caribbean Travel Insurance

You can purchase Royal Caribbean travel insurance when you book your cruise, or up until the final payment due date. You can also purchase travel insurance after you book your cruise, as long as it’s purchased before the final payment due date.

The cost of the policy is based on the total cost of your cruise, as well as the type of coverage you select. You can purchase travel insurance directly through Royal Caribbean’s website or by calling their customer service department.

Royal Caribbean Travel Insurance FAQ

What does Royal Caribbean travel insurance cover?

Royal Caribbean travel insurance covers a range of events, including trip cancellation, trip interruption, medical emergencies, and more. The exact coverage provided depends on the policy you select.

How much does Royal Caribbean travel insurance cost?

The cost of Royal Caribbean travel insurance depends on the type of policy you select, as well as the total cost of your cruise.

Can I purchase Royal Caribbean travel insurance after I book my cruise?

Yes, you can purchase Royal Caribbean travel insurance after you book your cruise, as long as it’s purchased before the final payment due date.

What is the cancel for any reason benefit?

The cancel for any reason benefit is included in the Royal Caribbean Travel Protection Program. This benefit allows you to cancel your trip for any reason and receive a percentage of your non-refundable trip costs.

Can I cancel my Royal Caribbean travel insurance policy?

Yes, you can cancel your Royal Caribbean travel insurance policy within a specified time period, usually within 10-14 days of purchasing the policy. You’ll receive a full refund if you cancel within this time period.

Conclusion

Travel insurance is an important consideration when planning your Royal Caribbean cruise. Royal Caribbean offers a range of travel insurance policies to suit different needs and budgets. It’s important to carefully review the policy terms and coverage options to ensure you’re adequately protected in case of unexpected events.

Type of Policy
Coverage
Cost
Travel Protection Program
Comprehensive coverage for medical expenses, trip interruption, and cancellation, plus coverage for baggage loss or damage, accidental death and dismemberment, and 24/7 travel assistance services.
Varies based on total cost of cruise and coverage selected.
Royal Caribbean Travel Protection Program
All the same coverage as the Travel Protection Program, plus coverage for pre-existing medical conditions when purchased within 14 days of initial deposit, and cancel for any reason benefit.
Varies based on total cost of cruise and coverage selected.
Cancellation Protection Program
Basic policy that only covers trip cancellation for specified reasons, such as illness or injury.
Varies based on total cost of cruise and coverage selected.