Roots Car Insurance: Everything You Need to Know

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Are you in the market for car insurance? Look no further than Roots Car Insurance! This company offers comprehensive coverage options at affordable prices. In this article, we’ll explore everything you need to know about Roots Car Insurance, from their coverage options to frequently asked questions.

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About Roots Car Insurance

Roots Car Insurance is a relatively new player in the car insurance market. Founded in 2015, Roots Car Insurance prides itself on offering affordable car insurance options for all types of drivers. They use a unique algorithm to determine rates, which takes into account factors such as driving habits and vehicle type.

Currently, Roots Car Insurance is available in 28 states across the United States. The company is headquartered in Ohio, with additional offices in Arizona and Texas.

Roots Car Insurance Coverage Options

Roots Car Insurance offers a variety of coverage options to meet the needs of all types of drivers. Here are some of the options available:

Option
Description
Liability Coverage
Covers damages you may cause to others
Collision Coverage
Covers damages to your vehicle in a collision
Comprehensive Coverage
Covers damages due to non-collision events, such as theft or weather
Personal Injury Protection
Covers medical expenses for you and your passengers in the event of an accident
Uninsured/Underinsured Motorist Coverage
Covers damages if you are involved in an accident with someone who doesn’t have insurance or doesn’t have enough insurance to cover the damages

Roots Car Insurance also offers additional coverage options, such as roadside assistance and rental car reimbursement.

Roots Car Insurance Rates

Roots Car Insurance uses a unique algorithm to determine rates for each individual driver. This algorithm takes into account factors such as driving habits, vehicle type, and location. This means that rates may vary widely between different drivers.

However, Roots Car Insurance is known for offering some of the most affordable car insurance rates on the market. According to a survey by NerdWallet, Roots Car Insurance had the second-lowest rates for minimum coverage and fifth-lowest rates for full coverage.

Roots Car Insurance Discounts

Roots Car Insurance offers a variety of discounts to help drivers save on their car insurance premiums. Here are some of the discounts available:

Discount
Description
Safe Driving Discount
Offered to drivers who have had no accidents or violations in the past three years
Good Student Discount
Offered to students who maintain a certain GPA
Multi-Car Discount
Offered to drivers who insure more than one car with Roots Car Insurance
Paperless Discount
Offered to drivers who opt for paperless billing and documents
Early Signing Discount
Offered to drivers who sign up for Roots Car Insurance before their current policy expires

FAQ

Is Roots Car Insurance a good option for me?

Roots Car Insurance is a good option for drivers who are looking for affordable car insurance rates. Their unique algorithm takes into account individual driving habits, which means that rates may vary widely between drivers. If you’re looking for a car insurance company that offers a variety of coverage options at an affordable price, Roots Car Insurance may be a good fit for you.

How do I get a quote from Roots Car Insurance?

You can get a quote from Roots Car Insurance by visiting their website and entering your personal information, such as your name, address, and vehicle type. From there, Roots Car Insurance will use their algorithm to determine a rate for you based on your driving habits and other factors.

What if I have an accident?

If you have an accident, you should contact Roots Car Insurance as soon as possible. They will guide you through the claims process and help you get your vehicle repaired or replaced. It’s important to have all relevant information about the accident, such as the other driver’s information and a police report if available.

What discounts are available through Roots Car Insurance?

Roots Car Insurance offers a variety of discounts, including safe driving, good student, multi-car, paperless, and early signing discounts. These discounts can help you save on your car insurance premiums.

What if I need roadside assistance?

Roots Car Insurance offers roadside assistance as an additional coverage option. If you need roadside assistance, simply call the number listed on your policy and Roots Car Insurance will dispatch a service provider to assist you.

How do I file a claim with Roots Car Insurance?

You can file a claim with Roots Car Insurance by calling their claims department or filing a claim online. It’s important to have all relevant information about the accident, such as the other driver’s information and a police report if available.

In conclusion, Roots Car Insurance is a great option for drivers who are looking for affordable car insurance rates. Their unique algorithm takes into account individual driving habits, which means that rates may vary widely between drivers. Additionally, they offer a variety of coverage options and discounts, making them a good fit for all types of drivers. If you’re in the market for car insurance, be sure to check out Roots Car Insurance!

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