Renaissance Insurance Dental: Your Ultimate Guide

Renaissance Insurance Dental is a comprehensive dental insurance plan that covers all your dental care needs. This dental plan is designed to ensure that you and your family receive the best possible dental care at an affordable price. Renaissance Insurance Dental is a great option for those who need frequent dental care and want to save money on their dental bills.

What is Renaissance Insurance Dental?

Renaissance Insurance Dental is a dental insurance plan that provides coverage for a range of dental services, including preventive care, basic care, major care, and orthodontic care. This dental plan is designed to help you manage your dental expenses and reduce your out-of-pocket costs. Renaissance Insurance Dental is a great option for individuals, families, and employers who want to provide dental coverage to their employees.

The dental plan is administered by Renaissance Life and Health Insurance Company of America, a leader in the dental insurance industry. Renaissance Insurance Dental is available in all 50 states and the District of Columbia.

What Does Renaissance Insurance Dental Cover?

Renaissance Insurance Dental covers a wide range of dental services, including:

Service	Coverage
Preventive Care	Fully covered
Basic Care	Covered up to 80%
Major Care	Covered up to 50%
Orthodontic Care	Covered up to 50%

Preventive care includes routine dental exams, cleanings, and X-rays. Basic care includes fillings, extractions, and root canals. Major care includes crowns, bridges, and dentures. Orthodontic care covers braces and other orthodontic appliances.

How Much Does Renaissance Insurance Dental Cost?

The cost of Renaissance Insurance Dental varies depending on the level of coverage you choose and your location. However, the average cost of the plan is around $30 per month for an individual and $75 per month for a family.

It is important to note that Renaissance Insurance Dental often has a waiting period for certain services, such as major and orthodontic care. The waiting period is typically six months to one year.

How to Apply for Renaissance Insurance Dental?

Applying for Renaissance Insurance Dental is easy. You can apply online through their website or by phone. You will need to provide your personal information, such as your name, address, and date of birth. You will also need to select the level of coverage you want and provide payment information.

Once you have applied, you will receive a confirmation email with your policy details. You can then start using your dental benefits immediately for preventive care.

Benefits of Renaissance Insurance Dental

There are many benefits to choosing Renaissance Insurance Dental for your dental coverage, including:

Comprehensive Coverage

Renaissance Insurance Dental covers a wide range of dental services, including preventive care, basic care, major care, and orthodontic care. This means that you can get the dental care you need without worrying about the cost.

Affordable

Renaissance Insurance Dental is an affordable dental insurance plan that can save you money on your dental bills. The plan has low monthly premiums and covers a high percentage of the cost of dental care.

Easy to Use

Renaissance Insurance Dental is easy to use. You can find a participating dentist near you by using the provider directory on their website. You can also manage your account online and track your benefits.

Flexibility

Renaissance Insurance Dental offers flexibility in terms of coverage. You can choose the level of coverage that best fits your needs and budget. You can also add family members to your plan.

Frequently Asked Questions

How do I find a participating dentist?

You can find a participating dentist near you by using the provider directory on Renaissance Insurance Dental’s website. You can search by zip code or dentist’s name.

Can I see any dentist with Renaissance Insurance Dental?

Renaissance Insurance Dental has a network of participating dentists that you can see. If you see a dentist outside of the network, you may have to pay more for your dental services.

How do I file a claim with Renaissance Insurance Dental?

Renaissance Insurance Dental handles all claims electronically. Your dentist will file the claim for you, and you will receive an Explanation of Benefits (EOB) statement in the mail.

How long is the waiting period for major and orthodontic care?

The waiting period for major and orthodontic care is typically six months to one year. The waiting period varies depending on your plan.

Can I cancel my Renaissance Insurance Dental plan?

Yes, you can cancel your Renaissance Insurance Dental plan at any time. However, you may be subject to a cancellation fee.

Conclusion

Renaissance Insurance Dental is an excellent dental insurance plan that provides comprehensive coverage at an affordable price. The plan covers a wide range of dental services, including preventive care, basic care, major care, and orthodontic care. Renaissance Insurance Dental is easy to use and offers flexibility in terms of coverage. If you need dental coverage, Renaissance Insurance Dental is a great option to consider.