If you’re considering starting a family or expanding your family, you’ve probably already started thinking about all the expenses associated with fertility treatments. Fortunately, there are insurance companies that cover some or all of the costs associated with fertility treatments. Progyny is one such insurance provider. In this article, we’ll take a closer look at what Progyny is, how it works, and what it covers.
What is Progyny?
Progyny is a fertility benefits management company that provides insurance coverage for infertility treatments. Founded in 2008, the company’s mission is to make fertility treatments more accessible and affordable for everyone. Progyny partners with employers to offer fertility benefits to their employees.
One of the unique features of Progyny is that they offer a single, comprehensive benefit that covers all aspects of fertility treatment. This includes medications, testing, and procedures like in vitro fertilization (IVF). Progyny also offers support services like egg freezing and surrogacy coverage.
How does Progyny work?
Progyny works by partnering with employers to offer fertility benefits to their employees. If your employer offers Progyny as a benefit, you’ll have access to their network of fertility specialists and clinics. Progyny will work with your chosen clinic to determine your coverage and benefits.
Once you’re enrolled in Progyny, you’ll work with a care advocate who will guide you through the process. Your advocate will help you understand your coverage and benefits, find a fertility specialist, and coordinate your treatment plan.
What does Progyny cover?
Progyny’s benefit covers a wide range of fertility treatments and services. Here are some of the treatments and services that may be covered:
Treatment/Service |
Coverage |
Diagnostic testing |
100% |
Fertility medications |
100% |
Intrauterine insemination (IUI) |
100% |
In vitro fertilization (IVF) |
100% |
Genetic testing |
100% |
Cryo-preservation (egg freezing, sperm freezing, embryo freezing) |
100% |
Surrogacy |
Varies by plan |
It’s worth noting that coverage may vary depending on your plan and employer. Check with Progyny or your employer’s benefits department for more information on what’s covered under your plan.
How much does Progyny cost?
Progyny’s cost varies depending on your employer’s plan. Some plans may cover the entire cost of fertility treatments, while others may require you to pay a portion of the cost. Check with your employer or Progyny for more information on your specific plan and cost.
FAQ
Is Progyny only available through employers?
Yes, Progyny is only available through employers. If you’re interested in Progyny’s services, you’ll need to check with your employer to see if they offer Progyny as a benefit.
Can I choose my own fertility specialist?
Yes, you can choose your own fertility specialist as long as they’re in Progyny’s network. You can search for in-network specialists on Progyny’s website.
Is Progyny available in all states?
Progyny is available in most states, but coverage may vary depending on your state and employer. Check with your employer or Progyny to see if they offer coverage in your state.
Does Progyny cover same-sex couples?
Yes, Progyny covers same-sex couples. They also offer support services for egg donation and surrogacy.
How do I enroll in Progyny?
If your employer offers Progyny as a benefit, you can enroll through your employer’s benefits department. You’ll need to provide some basic information about yourself and your partner (if applicable), and Progyny will guide you through the rest of the enrollment process.
What if I change jobs?
If you change jobs, your Progyny coverage may change depending on your new employer’s benefits. If your new employer offers Progyny, you can enroll in their plan. If not, you may need to find a new fertility insurance provider.
Conclusion
Progyny is a unique and comprehensive fertility insurance provider that offers coverage for a wide range of treatments and services. If you’re considering starting a family or expanding your family, it’s worth checking to see if your employer offers Progyny as a benefit. With Progyny’s support, you can get the treatment you need to achieve your dreams of starting a family.
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