Progressive Insurance Windshield Replacement: Everything You Need to Know

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Windshield damage is a common occurrence that can be caused by several factors including weather conditions, road debris, accidents, and vandalism. Due to the important role that windshields play in ensuring the safety of the driver and passengers, it is crucial to repair or replace them promptly after damage. This is where insurance coverage for windshield replacement comes in handy.

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What is Progressive Insurance?

Progressive Insurance is one of the leading providers of car insurance in the United States. Founded in 1937, it has grown to become a household name in the insurance industry, with millions of customers nationwide. The company offers a wide range of insurance products including auto, home, renters, and life insurance.

Does Progressive Insurance Cover Windshield Replacement?

Yes, Progressive Insurance offers coverage for windshield replacement as part of its comprehensive insurance policy. The company’s comprehensive coverage will pay for damages caused by non-collision incidents such as falling objects, theft, fire, and windshield damage.

How to File a Windshield Replacement Claim with Progressive Insurance?

If you have comprehensive insurance coverage with Progressive Insurance and your windshield gets damaged, the first step is to file a claim. The following is a simple guide on how to file a windshield replacement claim with Progressive Insurance:

Step
Action to take
Step 1
Contact Progressive Insurance as soon as possible after your windshield gets damaged. You can do this by calling their customer service hotline, visiting their website, or using their mobile app.
Step 2
Provide details about your vehicle, the type of damage sustained by the windshield, and your policy number.
Step 3
The representative will guide you through the process of filing the claim and schedule an appointment for a windshield replacement service.
Step 4
Take your vehicle to the approved windshield replacement service center at the scheduled time and have the replacement done.
Step 5
Pay your deductible and any other costs not covered by your insurance policy.

What does Progressive Insurance Windshield Replacement Cover?

Windshield replacement coverage with Progressive Insurance covers the following:

  • Replacement of the entire windshield
  • Labor costs involved in the replacement process
  • Cost of any necessary parts and materials

It is important to note that the coverage for windshield replacement varies depending on the specific policy that you have with Progressive Insurance. Therefore, it is important to review your policy before filing a claim, and ask your representative any questions you might have regarding the coverage.

How Long Does it Take to Replace a Windshield with Progressive Insurance?

The duration it takes to replace a windshield with Progressive Insurance depends on several factors, including the extent of the damage, the availability of the replacement parts, and the workload of the service center. However, most windshield replacements take less than two hours, and the customer can drive their vehicle immediately after the installation of the windshield is complete.

Conclusion

Windshield damage can be frustrating and stressful, but with Progressive Insurance, you can rest assured that your windshield is covered. The company offers comprehensive insurance coverage that includes windshield replacement for damages caused by non-collision incidents. By following the steps outlined in this article, you can file a claim and have your windshield replaced promptly, ensuring the safety of yourself and your passengers.

FAQs

1. What is the deductible for windshield replacement with Progressive Insurance?

The deductible for windshield replacement with Progressive Insurance varies depending on the policy. However, most policies have a deductible of between $50 and $500.

2. Can I choose my preferred windshield replacement service center with Progressive Insurance?

Yes, you can choose your preferred windshield replacement service center with Progressive Insurance. However, it is important to note that choosing a non-approved service center may affect the coverage of the replacement.

3. Does Progressive Insurance offer free windshield repairs?

Yes, Progressive insurance offers free windshield repairs for customers with comprehensive coverage policies. This means that customers do not have to pay a deductible for windshield repairs.

4. Does windshield replacement with Progressive Insurance affect my premium?

Windshield replacement with Progressive Insurance does not affect your premium. The company offers coverage for windshield replacement as part of its comprehensive insurance policy.

5. How often can I file a claim for windshield replacement with Progressive Insurance?

There is no limit to the number of times you can file a claim for windshield replacement with Progressive Insurance. However, filing multiple claims may impact your insurance premium.

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