Progressive Insurance Small Business

Small business insurance is essential for protecting your company’s assets, employees, and reputation. Progressive, a well-known insurance provider, offers a wide range of small business insurance options tailored to fit the unique needs of small business owners. In this article, we will explore Progressive’s small business insurance offerings, their benefits, and what sets them apart from other insurance providers in the industry.

What is Progressive Small Business Insurance?

Progressive small business insurance is designed to help small business owners protect their investment by providing the necessary coverage needed to mitigate risk. Progressive offers businesses of all sizes customized coverage options that can be tailored to fit their unique needs. They offer general liability, professional liability, and commercial auto insurance, among others.

General Liability Insurance

General liability insurance is essential for any small business owner. It helps protect against claims of bodily injury, property damage, and personal injury arising from operations, products, or services. Progressive’s general liability insurance coverage includes:

Coverage Type
Details
Bodily Injury and Property Damage
Protection against claims of bodily injury or property damage caused by your business operations
Products and Completed Operations
Protection against claims resulting from products or completed work
Personal and Advertising Injury
Protection against claims of slander, libel, and copyright infringement
Medical Payments
Protection against medical expenses for those injured on your business premises or as a result of your operations

Progressive’s general liability insurance can be customized to fit your business needs, and they offer limits of up to $2 million in coverage.

Professional Liability Insurance

Professional liability insurance, also known as errors and omissions insurance, is designed to protect businesses that offer professional services. It helps protect against claims of negligence, misrepresentation, or inaccurate advice. Progressive’s professional liability insurance coverage includes:

Coverage Type
Details
Errors and Omissions
Protection against claims of negligence or errors in professional services
Personal Injury
Protection against claims of personal injury resulting from professional services
Defense Costs
Protection against legal fees resulting from claims covered under the policy

Progressive’s professional liability insurance can be customized to fit your business needs, and they offer limits of up to $2 million in coverage.

Commercial Auto Insurance

If your business operates vehicles, commercial auto insurance is essential. It helps protect against claims resulting from accidents or damage caused by your business vehicles. Progressive’s commercial auto insurance coverage includes:

Coverage Type
Details
Bodily Injury and Property Damage
Protection against claims of bodily injury or property damage caused by your business vehicles
Collision Coverage
Protection against damage caused by a collision with another vehicle or object
Comprehensive Coverage
Protection against damage caused by theft, vandalism, or natural disasters
Uninsured/Underinsured Motorist Coverage
Protection against claims resulting from accidents caused by uninsured or underinsured motorists
Additional Coverage Options
Optional coverage for roadside assistance, rental reimbursement, and more

Progressive’s commercial auto insurance can be customized to fit your business needs, and they offer limits of up to $1 million in coverage.

Benefits of Progressive Small Business Insurance

Progressive offers small business owners many benefits when it comes to insurance coverage. Here are some of the benefits of choosing Progressive for your small business insurance needs:

Customizable Coverage Options

Progressive offers customizable coverage options to fit the unique needs of small businesses. This means you only have to pay for the coverage you need, helping you save money on your insurance premiums.

Competitive Pricing

Progressive offers competitive pricing on their small business insurance policies. They offer discounts for bundling insurance policies, which can save you money on your premiums.

24/7 Customer Support

Progressive offers 24/7 customer support to help answer any questions or concerns you may have about your insurance policy.

Online Account Management

Progressive’s online account management tools make it easy to manage your insurance policy from anywhere, at any time. You can view policy details, make payments, and file claims all from your computer or mobile device.

FAQ

What types of small business insurance does Progressive offer?

Progressive offers a wide range of small business insurance options, including general liability, professional liability, commercial auto, workers’ compensation, and more. They can customize insurance policies to fit the unique needs of small businesses.

How much does small business insurance from Progressive cost?

The cost of small business insurance from Progressive varies depending on the type and amount of coverage you need. They offer competitive pricing and discounts for bundling insurance policies.

How can I file a claim with Progressive?

You can file a claim with Progressive online, by phone, or through their mobile app. Their claims process is simple and straightforward, and they offer 24/7 customer support to help you through the process.

What is the deductible for small business insurance with Progressive?

The deductible for small business insurance with Progressive varies depending on the type and amount of coverage you have. You can choose a deductible that fits your budget and needs.

Does Progressive offer any discounts on small business insurance?

Yes, Progressive offers discounts on small business insurance policies. They offer discounts for bundling insurance policies, paying in full, and having certain safety features installed in your business vehicles.

Conclusion

Progressive small business insurance offers customizable coverage options, competitive pricing, and 24/7 customer support to help protect your small business investments. Their coverage options are tailored to fit the unique needs of small businesses, and their online account management tools make it easy to manage your insurance policy from anywhere. Consider Progressive for your small business insurance needs, and rest easy knowing your business is protected.