Privilege Car Insurance: Everything You Need to Know

Are you looking for car insurance that’s affordable and provides comprehensive coverage? Privilege Car Insurance may be the right choice for you. In this article, we’ll explore everything you need to know about Privilege Car Insurance, including their coverage options, pricing, and customer satisfaction ratings.

Who is Privilege Car Insurance?

Privilege Car Insurance is a UK-based company that offers car insurance policies to drivers across the country. They’re part of the Direct Line Group, one of the largest insurance providers in the UK. With over 25 years of experience, Privilege Car Insurance is known for their excellent customer service and competitive pricing.

What Coverage Options Does Privilege Car Insurance Offer?

Privilege Car Insurance offers a range of coverage options to meet the needs of different drivers. These include:

Coverage Type
Description
Third-Party Only
Covers damage to other people’s property and any injuries they sustain in an accident caused by you.
Third-Party Fire & Theft
Covers damage to other people’s property and any injuries they sustain in an accident caused by you, as well as loss or damage to your car due to fire or theft.
Comprehensive
Covers damage to other people’s property and any injuries they sustain in an accident caused by you, as well as loss or damage to your car due to fire, theft, or an accident.

In addition to these basic coverage options, Privilege Car Insurance also offers several optional extras, including:

  • Breakdown cover
  • Legal assistance
  • Protected no-claims discount
  • Windscreen cover

How Much Does Privilege Car Insurance Cost?

The cost of your Privilege Car Insurance policy will depend on a variety of factors, including your age, driving history, location, and the type of vehicle you drive. However, Privilege Car Insurance is known for their competitive pricing, and they offer a range of discounts to help you save money on your policy.

Some of the discounts available through Privilege Car Insurance include:

  • No-claims discount
  • Multi-car discount
  • Online discount
  • Advanced driving course discount

How Can I Make a Claim with Privilege Car Insurance?

If you need to make a claim with Privilege Car Insurance, you can do so by calling their 24-hour claims hotline on 0345 246 8539. You’ll need to provide your policy number and the details of the incident, and a claims advisor will guide you through the process.

Alternatively, you can make a claim online by logging into your Privilege Car Insurance account and filling out their online claims form.

Customer Satisfaction Ratings

When it comes to car insurance, it’s important to choose a provider that’s well-regarded by their customers. So how does Privilege Car Insurance stack up?

According to the customer satisfaction ratings from independent review site Trustpilot, Privilege Car Insurance has a rating of 4.2 out of 5 stars, based on over 5,000 reviews. Many customers praise the company’s helpful customer service and easy claims process.

FAQ

How do I get a quote from Privilege Car Insurance?

You can get a quote from Privilege Car Insurance by visiting their website and entering your details into their online quote form. Alternatively, you can call their customer service team on 0345 246 8539 to get a quote over the phone.

What is a no-claims discount?

A no-claims discount is a discount on your car insurance premium that you receive if you haven’t made any claims on your policy in the past year. The more years you go without making a claim, the higher your discount will be.

Can I add an additional driver to my policy?

Yes, you can add an additional driver to your Privilege Car Insurance policy. However, this may increase the cost of your premium, especially if the additional driver is young or has a poor driving history.

What should I do if I’m involved in an accident?

If you’re involved in an accident, the first thing you should do is make sure everyone is safe and call the police if necessary. You should also exchange insurance and contact details with the other driver(s) involved. If you have Privilege Car Insurance, you should then call their claims hotline on 0345 246 8539 to report the incident.

How can I pay for my Privilege Car Insurance policy?

You can pay for your Privilege Car Insurance policy using a variety of methods, including debit card, credit card, and direct debit. You can also choose to pay your premium in one lump sum or spread it out over monthly instalments.

Conclusion

If you’re in the market for car insurance that’s affordable and provides comprehensive coverage, Privilege Car Insurance may be the right choice for you. With a range of coverage options, competitive pricing, and excellent customer service, Privilege Car Insurance has earned a solid reputation in the UK car insurance market.