Understanding Principle Dental Insurance

Good oral health is essential to maintain overall health and well-being. But the cost of dental care can be overwhelming, especially if you don’t have insurance coverage. That’s where dental insurance comes in. Principle dental insurance is one of the insurance providers that offer dental plans to individuals and families. Let’s take a closer look at what principle dental insurance is and how it can benefit you.

What is Principle Dental Insurance?

Principle dental insurance is a dental insurance provider that offers dental plans to individuals and families. The company was founded in 1996 and has since grown to be one of the largest dental insurance providers in the United States. Principle dental insurance offers a wide range of dental plans to suit different needs and budgets. The company’s mission is to provide affordable and comprehensive dental coverage to its customers.

Benefits of Principle Dental Insurance

Principle dental insurance offers several benefits to its customers. Let’s take a look at some of these benefits.

Types of Dental Plans Offered by Principle Dental Insurance

Principle dental insurance offers several types of dental plans to suit different needs and budgets. Let’s take a look at some of these plans.

Preferred Provider Organization (PPO) Plans

PPO plans allow customers to choose a dentist from a network of providers. These plans offer lower out-of-pocket costs for services provided by in-network dentists.

Health Maintenance Organization (HMO) Plans

HMO plans require customers to choose a primary care dentist from a network of providers. These plans offer lower out-of-pocket costs for preventive services.

Indemnity Plans

Indemnity plans allow customers to choose any dentist, but the company will only pay a certain amount for each service. These plans offer more flexibility but higher out-of-pocket costs.

FAQ About Principle Dental Insurance

What Dental Services are Covered by Principle Dental Insurance?

Principle dental insurance covers a wide range of dental services, including preventive care, restorative care, and orthodontic care. Preventive care includes services such as cleanings, exams, and X-rays. Restorative care includes services such as fillings, root canals, and crowns. Orthodontic care includes services such as braces and retainers.

How Do I Find a Dentist with Principle Dental Insurance?

You can find a dentist with Principle dental insurance by using the company’s online provider directory. You can search for a dentist by location, specialty, or name.

How Much Does Principle Dental Insurance Cost?

The cost of principle dental insurance depends on the type of plan you choose and the level of coverage you need. The company offers plans with different deductibles, co-pays, and annual maximums to suit different budgets. You can get a quote online or by contacting the company directly.

What is the Claims Process with Principle Dental Insurance?

The claims process with principle dental insurance is simple and straightforward. You can submit a claim online, by mail, or by fax. The company will then review your claim and pay the dentist directly for the covered services.

Is Principle Dental Insurance Accepted Everywhere?

No, Principle dental insurance is only accepted by dentists who are part of the company’s network of providers. However, the company has a large network of dentists, so it’s likely that you’ll be able to find a dentist near you who accepts principle dental insurance.

Conclusion

Principle dental insurance offers affordable and comprehensive dental coverage to individuals and families. The company offers a wide range of dental plans to suit different needs and budgets. With no waiting periods for preventive services and a large network of dentists, principle dental insurance is a great choice for anyone looking to maintain good oral health without breaking the bank.