Principal Eye Insurance: Coverage Options and Benefits

When it comes to taking care of our health, we often forget about the importance of eye health. Regular eye check-ups and treatment can be quite expensive, which is why it’s important to have an insurance plan that covers eye care services.

What is Principal Eye Insurance?

Principal Eye Insurance is an insurance plan that offers coverage for various eye care services such as eye exams, prescription glasses, contact lenses, and even eye surgery. It is an affordable option for individuals, families, and employers looking for eye care benefits.

Principal provides comprehensive coverage, allowing you to make the most of your benefits when it comes to eye care. The company has a vast network of eye care providers across the United States, so you can easily locate a provider near you.

What are the Coverage Options?

Principal offers different coverage options that can meet different needs and budgets. The most common coverage options are:

Coverage Option
Description
Vision Benefit Package
This package offers annual eye exams, frames, lenses, and contact lenses.
Vision Medical Plan
This plan offers coverage for medically necessary services such as cataract surgery, glaucoma treatment, and other eye-related procedures.
Vision Discount Plan
This plan offers discounts on various eye care services such as eyeglasses and contact lenses.

What are the Benefits of Principal Eye Insurance?

Principal Eye Insurance offers several benefits, including:

  • Access to a vast network of eye care providers
  • Flexible coverage options to meet different budgets and needs
  • Annual coverage for eye exams and prescription glasses
  • Discounts on various eye care services
  • Coverage for medically necessary services such as cataract surgery and glaucoma treatment

FAQ

1. Can I purchase Principal Eye Insurance as an individual?

Yes, Principal Eye Insurance is available for individuals, families, and employers. You can purchase an individual plan directly from Principal or through a broker.

2. What services are covered under Principal Eye Insurance?

Principal Eye Insurance covers various eye care services such as eye exams, prescription glasses, contact lenses, and even eye surgery. The coverage options may vary depending on the plan.

3. How much does Principal Eye Insurance cost?

The cost of Principal Eye Insurance varies depending on the coverage option and level of benefits you choose. Contact Principal or your broker to get a quote based on your specific needs.

4. Do I need a referral to see an eye care provider?

No, you do not need a referral to see an eye care provider. However, it’s recommended to choose a provider from the Principal network to receive maximum benefits.

5. Can I change my coverage option?

Yes, you can change your coverage option at any time. Contact Principal or your broker to make changes to your plan.

With Principal Eye Insurance, you can rest assured that your eye care needs are covered, giving you peace of mind and strong vision.