Pets are a part of our families, and we want to ensure that they are always healthy and happy. That’s where pet insurance comes in. Pet insurance provides financial protection for your furry friend in case of an accident, injury or illness. There are many pet insurance providers in the market, but Pets Best is one that stands out. In this article, we will be providing a comprehensive review of Pets Best pet insurance to help you make an informed decision.
What is Pets Best Pet Insurance?
Pets Best is a pet insurance company founded in 2005 by veterinarian Dr. Jack Stephens. The company is headquartered in Boise, Idaho and provides coverage for dogs and cats across the United States. Its coverage options include accident-only, accident and illness, as well as routine care coverage.
Coverage Options
Pets Best offers three main coverage options:
Coverage Type |
Description |
Accident-Only |
Provides coverage for accidents such as broken bones, poison ingestion, and other emergency situations. |
Accident and Illness |
Provides coverage for accidents and illnesses such as cancer, diabetes, and allergies. |
Routine Care Coverage |
Provides coverage for preventative care such as vaccinations, dental cleanings, and flea and tick prevention. |
All of the plans come with multiple deductible options, ranging from $50 to $1000, and multiple reimbursement options, ranging from 70% to 90%.
Benefits
Pets Best offers a range of benefits to its policyholders, including:
- No upper age limits for enrollment
- No breed-specific exclusions
- No wait periods for accident coverage
- Deductibles that only need to be met once per year
- A 24/7 pet helpline for advice and support
In addition, Pets Best offers a mobile app for policyholders to keep track of their pet’s coverage and claim processes.
Pricing
Pricing for Pets Best pet insurance varies based on several factors, including the pet’s age, breed, and location. Generally, accident-only coverage starts at around $9 per month, while comprehensive coverage can cost upwards of $60 per month.
Pros and Cons of Pets Best Pet Insurance
Pros
Pets Best has several advantages that make it a reliable pet insurance provider. These include:
- A range of coverage options to choose from
- No upper age limits for enrollment
- No wait periods for accident coverage
- A variety of deductible and reimbursement options to fit different budgets
- A mobile app for easy claim management
Cons
Despite its many advantages, there are some drawbacks to Pets Best pet insurance:
- No coverage for pre-existing conditions
- Some specific conditions may not be covered
- Some customers report slow claim processing times
- Some policies have low annual maximums, reducing the amount of coverage
FAQs
What is the reimbursement process for Pets Best pet insurance?
The reimbursement process for Pets Best pet insurance is straightforward. After paying the vet bill, the policyholder submits a claim form and receipts to Pets Best. The company then reimburses the policyholder based on their chosen reimbursement rate.
Is there a waiting period for Pets Best pet insurance?
Yes, there is a waiting period for illnesses and some treatments. Generally, the waiting period is 14 days for illnesses and 72 hours for accidents.
Does Pets Best cover dental care for pets?
Yes, Pets Best offers coverage for dental care as part of their routine care coverage plan.
How long has Pets Best been in business?
Pets Best was founded in 2005, making it one of the longest-standing pet insurance providers in the market.
What is the customer service like at Pets Best?
Customers report that the customer service at Pets Best is generally good, with representatives that are knowledgeable and responsive. However, some customers report long wait times and slow claim processing.
Conclusion
Pets Best is a reliable pet insurance provider with a range of coverage options and benefits. Its policies are designed to fit different budgets and needs, making it a good option for many pet owners. While there are some drawbacks to the company, its overall record and customer satisfaction make it a good option for pet owners looking for peace of mind and financial protection for their furry friends.
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