Pets Best Insurance Reviews: A Comprehensive Guide

As a pet owner, you want to make sure that your furry friend is healthy and happy. This includes providing them with the best medical care when they need it the most. Unfortunately, veterinary costs can be expensive and unexpected health issues can create a financial burden on pet owners. This is where pet insurance can help. In this article, we will be reviewing Pets Best Insurance, one of the leading pet insurance providers in the market, to help you make an informed decision for your pet.

What is Pets Best Insurance?

Pets Best Insurance was founded in 2005 by Dr. Jack Stephens, a veterinarian and pioneer in the pet insurance industry. The company is headquartered in Boise, Idaho, and offers coverage for dogs and cats in all 50 states. Pets Best Insurance offers a range of customizable insurance plans to fit the needs and budgets of pet owners.

Pets Best Insurance has received many accolades and awards for its outstanding customer service, including being named the #1 pet insurer by Reviews.com for three consecutive years.

Pets Best Insurance Plans

Pets Best Insurance offers three different insurance plans: Essential, Plus, and Elite. Each plan offers different levels of coverage and is designed to fit different budgets.

Essential Plan

The Essential Plan is the most affordable option and provides coverage for accidents and illnesses. This plan covers up to $5,000 per incident with a $250 deductible. The Essential Plan also includes coverage for hereditary and congenital conditions and alternative therapies.

This plan is a good option for pet owners who want basic coverage but are on a tight budget.

Plus Plan

The Plus Plan provides more comprehensive coverage than the Essential Plan. This plan covers accidents, illnesses, hereditary and congenital conditions, and alternative therapies. The Plus Plan covers up to $10,000 per incident with a $250 deductible.

This plan is a good option for pet owners who want more coverage than the Essential Plan but are still looking for an affordable option.

Elite Plan

The Elite Plan is the most comprehensive plan and provides the highest level of coverage. This plan covers accidents, illnesses, hereditary and congenital conditions, alternative therapies, and behavioral issues. The Elite Plan covers up to $15,000 per incident with a $250 deductible.

This plan is a good option for pet owners who want the highest level of coverage available.

Pets Best Insurance Coverage

Pets Best Insurance covers a variety of treatments and procedures, including:

Treatments and Procedures
Essential Plan
Plus Plan
Elite Plan
Accidents and Injuries
Illnesses
Hereditary and Congenital Conditions
Alternative Therapies
Behavioral Issues
X
X

Pets Best Insurance also offers coverage for prescription medications, diagnostic tests, surgery, hospitalization, and emergency care. However, pre-existing conditions and cosmetic procedures are not covered.

Pets Best Insurance Claims Process

The claims process for Pets Best Insurance is straightforward and easy to use. Pet owners can easily file a claim online, through the Pets Best Insurance mobile app, or by mail. All claims must be submitted within 180 days of the date of service.

Pets Best Insurance typically processes claims within five business days and reimburses pet owners directly. Pet owners can choose to have their reimbursement deposited directly into their bank account or mailed to them as a check.

Frequently Asked Questions (FAQ)

1. Is pet insurance worth it?

Yes, pet insurance is worth it! Pet insurance can help protect your pet and your wallet from unexpected veterinary costs. By investing in pet insurance, you can rest easy knowing that your pet will receive the best medical care when they need it the most.

2. How much does Pets Best Insurance cost?

The cost of Pets Best Insurance depends on a variety of factors, including your pet’s age, breed, and location. However, on average, pet owners can expect to pay between $30 and $60 per month for coverage.

3. Can I use my own veterinarian with Pets Best Insurance?

Yes, you can use your own veterinarian with Pets Best Insurance. Pets Best Insurance does not have a network of veterinarians, so you are free to choose any licensed veterinarian in the United States.

4. Does Pets Best Insurance cover pre-existing conditions?

No, Pets Best Insurance does not cover pre-existing conditions. A pre-existing condition is any illness, injury, or condition that your pet had before the start of the policy. However, Pets Best Insurance may cover conditions that are curable or have been successfully treated and have not recurred for a certain period of time.

5. How do I cancel my Pets Best Insurance policy?

You can cancel your Pets Best Insurance policy at any time by contacting the customer service department. However, keep in mind that if you cancel your policy, you will not receive a refund for any premiums paid.

Conclusion

Pets Best Insurance is a reputable and reliable pet insurance provider that offers customizable insurance plans to fit the needs and budgets of pet owners. By investing in pet insurance, you can protect your furry friend and your wallet from unexpected veterinary costs. We hope this review has helped you make an informed decision for your pet’s health and well-being.