If you’re a pet owner, you know how important it is to have pet insurance. A good pet insurance plan can help you cover the cost of unexpected veterinary bills, ensuring that your furry friend gets the care they need without breaking the bank. Pawp is one of the pet insurance companies that you might come across in your search for a plan. In this article, we’ll take a closer look at Pawp Pet Insurance to help you determine if it’s the right choice for you and your pet.
What is Pawp Pet Insurance?
Pawp Pet Insurance is a relatively new pet insurance company that was founded in 2019. Unlike many other pet insurance providers, Pawp doesn’t offer traditional insurance plans. Instead, they offer a membership-based service that provides pet owners with 24/7 access to veterinary experts.
Here’s how it works: When you sign up for a Pawp membership, you’ll be able to talk to a licensed veterinarian through the platform’s chat feature. The veterinarians can help you with a variety of issues, from minor health concerns to behavioral issues. If your pet needs in-person care, the vet can help you find a local provider and provide guidance on what to expect during the visit.
Pawp doesn’t cover the cost of veterinary care directly, but they do offer a $3,000 emergency fund that members can use if their pet needs emergency care and they can’t afford the cost up front.
What are the benefits of Pawp Pet Insurance?
One of the biggest benefits of Pawp is the access to veterinary experts. If you’re worried about your pet’s health or behavior, you can get professional advice without leaving your home. This can be especially helpful if you live in a remote area or if you’re unable to leave your house for any reason.
Another benefit is the emergency fund. If you have an unexpected veterinary emergency and you’re unable to pay for it up front, the $3,000 emergency fund can help you cover the cost. This can give you peace of mind knowing that your pet will be able to get the care they need without delay.
What are the drawbacks of Pawp Pet Insurance?
One of the biggest drawbacks of Pawp is that it doesn’t cover the cost of veterinary care directly. This means that you’ll still need to pay for your pet’s care out of pocket, even if you’re a Pawp member. While the emergency fund can be helpful in some cases, it may not be enough to cover the full cost of expensive procedures or treatments.
Another drawback is that Pawp doesn’t cover pre-existing conditions. If your pet has a pre-existing condition, you may not be eligible for membership. This can be a dealbreaker for some pet owners, especially if their pet has a chronic health condition that requires ongoing care.
How Much Does Pawp Pet Insurance Cost?
Pawp Pet Insurance costs $19 per month for a membership. This includes access to veterinary experts 24/7 and the $3,000 emergency fund. There are no deductibles, co-pays, or limits on the number of times you can use the service.
What do the Reviews Say?
So, what do pet owners think of Pawp Pet Insurance? The reviews are mixed. Some pet owners love the convenience of having 24/7 access to veterinary experts, while others are disappointed that Pawp doesn’t cover the cost of veterinary care directly. Here’s a closer look at some of the pros and cons mentioned in the reviews.
Pros |
Cons |
24/7 access to veterinary experts |
Doesn’t cover the cost of veterinary care directly |
$3,000 emergency fund |
Doesn’t cover pre-existing conditions |
No deductibles or co-pays |
|
No limits on the number of times you can use the service |
|
Positive Reviews
Many pet owners who have used Pawp Pet Insurance have positive things to say about the service. Here are some of the most common positive reviews:
- The veterinarians are knowledgeable and helpful
- The chat feature is easy to use and convenient
- The $3,000 emergency fund provides peace of mind
- No deductibles, co-pays, or limits make the service affordable
Negative Reviews
Of course, not all pet owners have had a positive experience with Pawp. Here are some of the most common negative reviews:
- Many pet owners were disappointed that Pawp doesn’t cover the cost of veterinary care directly
- Some pet owners had trouble getting a hold of a veterinarian when they needed one
- Not covering pre-existing conditions can be a dealbreaker for some pet owners
FAQ
Is Pawp Pet Insurance Worth it?
Whether or not Pawp Pet Insurance is worth it depends on your individual situation. If you’re looking for a way to get professional advice on your pet’s health and behavior, and you want the peace of mind of an emergency fund, Pawp could be a good choice. However, if you’re looking for a plan that covers the cost of veterinary care directly, you may want to consider a different pet insurance provider.
Does Pawp Pet Insurance Cover Pre-Existing Conditions?
No, Pawp Pet Insurance doesn’t cover pre-existing conditions. If your pet has a pre-existing condition, you may not be eligible for membership.
What is the Emergency Fund?
The emergency fund is a $3,000 fund that Pawp members can use if their pet has an unexpected emergency and they can’t afford the cost up front. The fund can be used to cover the cost of emergency veterinary care.
Is Pawp Pet Insurance Legit?
Yes, Pawp Pet Insurance is a legitimate service. While it’s not a traditional pet insurance provider, it does provide access to veterinary experts and an emergency fund. The company is registered with the Better Business Bureau and has an A+ rating.
How Do I Sign Up for Pawp Pet Insurance?
You can sign up for Pawp Pet Insurance on the company’s website. Simply select the “Get Started” button and follow the prompts to create an account. Once you’re signed up, you’ll be able to start using the service right away.
The Bottom Line
Pawp Pet Insurance is a unique pet insurance provider that offers access to veterinary experts and an emergency fund. While it’s not for everyone, it could be a good choice for pet owners who want professional advice without leaving their home, and who want the peace of mind of an emergency fund. However, if you’re looking for a pet insurance plan that covers the cost of veterinary care directly, you may want to consider a different provider.
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