Oxford Life Insurance Company: An Overview

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Oxford Life Insurance Company is a leading provider of life insurance and annuity products in the United States. The company has been in business for over 50 years and has a strong reputation for financial stability and customer service. In this article, we will take a closer look at Oxford Life Insurance Company, its products and services, and what sets it apart from other insurance providers.

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History of Oxford Life Insurance Company

Oxford Life Insurance Company was founded in 1965 in Phoenix, Arizona. From the beginning, the company has been focused on providing its policyholders with exceptional service and financial stability. Over the years, Oxford Life Insurance Company has grown significantly, expanding its product offerings and its reach across the United States. Today, the company is licensed to do business in all 50 states and the District of Columbia.

One of the keys to Oxford Life Insurance Company’s success has been its conservative investment philosophy. The company invests primarily in fixed-income securities, which helps to ensure that its assets are safe and secure. This approach has allowed Oxford Life Insurance Company to weather economic downturns and remain financially strong throughout its history.

Products and Services

Oxford Life Insurance Company offers a wide range of life insurance and annuity products, including:

Product
Description
Term Life Insurance
Provides coverage for a specific period of time, typically 10-30 years.
Permanent Life Insurance
Provides coverage for the duration of the insured’s life and can also accrue cash value.
Final Expense Insurance
Provides coverage to help pay for funeral and burial expenses.
Fixed Annuities
Provides a guaranteed stream of income for a specific period of time or for the duration of the annuitant’s life.
Indexed Annuities
Provides a guaranteed minimum rate of return with the potential for higher returns based on the performance of a stock index.

In addition to its insurance and annuity products, Oxford Life Insurance Company also offers a variety of financial planning services. These services are designed to help individuals and families achieve their financial goals and include retirement planning, estate planning, and investment management.

What Sets Oxford Life Insurance Company Apart?

There are several factors that set Oxford Life Insurance Company apart from other insurance providers:

Focus on Customer Service

At Oxford Life Insurance Company, customer service is a top priority. The company’s agents and representatives are committed to providing personalized service and working with each customer to find the best insurance or annuity solution for their unique needs.

Financial Stability

Oxford Life Insurance Company has a long history of financial stability. The company’s conservative investment approach has helped it weather economic downturns and remain financially strong throughout its history.

Competitive Products

Oxford Life Insurance Company’s insurance and annuity products are designed to meet the needs of a wide range of customers. The company offers a variety of options to fit different budgets and goals, and its products are known for their competitive pricing and flexibility.

FAQ

What types of life insurance does Oxford Life Insurance Company offer?

Oxford Life Insurance Company offers term life insurance, permanent life insurance, and final expense insurance.

What types of annuities does Oxford Life Insurance Company offer?

Oxford Life Insurance Company offers fixed annuities and indexed annuities.

Is Oxford Life Insurance Company licensed to do business in all 50 states?

Yes, Oxford Life Insurance Company is licensed to do business in all 50 states and the District of Columbia.

What is the company’s investment philosophy?

Oxford Life Insurance Company’s investment philosophy is conservative, with a focus on fixed-income securities. This approach helps to ensure the safety and security of the company’s assets.

What sets Oxford Life Insurance Company apart from other insurance providers?

Oxford Life Insurance Company is known for its focus on customer service, financial stability, and competitive products. The company’s agents and representatives are committed to providing personalized service, and its conservative investment philosophy has helped it remain financially strong throughout its history.

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