As a student, it is very important to ensure that you are well-protected in terms of health. This is why most colleges and universities require their students to have health insurance coverage. Ohio State University (OSU) is no exception. In this article, we will provide you with all the information you need to know about OSU student health insurance.
What is OSU Student Health Insurance?
OSU student health insurance is a health plan that is specifically designed for students of Ohio State University. It is an affordable and comprehensive health insurance coverage that provides students with access to quality health care services both on and off campus. The plan is administered by UnitedHealthcare StudentResources.
This insurance plan is mandatory for all full-time students at OSU, including undergraduate, graduate, professional, and international students. Part-time students, however, are not required to have this insurance coverage.
Benefits of OSU Student Health Insurance
There are several benefits of having OSU student health insurance. Some of these benefits include:
Benefits |
Description |
Comprehensive Coverage |
The insurance plan covers a wide range of health care services including preventive care, mental health services, emergency care, and prescription drugs. |
Convenient Access to Health Care Services |
Students have access to health care services on and off campus. The plan also covers students who are traveling outside the US. |
Affordable Premiums |
The premiums for OSU student health insurance are relatively low compared to other health insurance plans. |
Flexible Payment Options |
Students can choose to pay their premiums monthly, quarterly, or annually. |
How to Enroll in OSU Student Health Insurance
Enrolling in OSU student health insurance is a simple and straightforward process. Here is how you can enroll:
- Log in to your BuckeyeLink account.
- Click on Student Health Insurance under the Health and Safety section.
- Follow the prompts to enroll in the insurance plan.
Once you have enrolled, you will receive a confirmation email from UnitedHealthcare StudentResources. You will also be able to access your insurance card through the UnitedHealthcare StudentResources website.
OSU Health Plan Comparisons
OSU offers two types of health insurance plans for its students – the OSU Comprehensive Student Health Plan and the OSU International Plan.
The OSU Comprehensive Student Health Plan is the standard insurance plan offered to all eligible students at OSU. It provides coverage for medical, mental health, vision, and dental services both on and off campus. The plan is also ACA compliant and provides coverage for preventive care at no cost to the student.
The OSU International Plan is designed for international students who do not have access to health insurance coverage in the US. This plan provides similar coverage to the Comprehensive Student Health Plan, but also includes coverage for medical evacuation and repatriation. This insurance plan meets the J visa requirements for health insurance coverage for international students.
FAQs about OSU Student Health Insurance
1) Who is eligible for OSU student health insurance?
All full-time students at OSU, including international students, are eligible for OSU student health insurance. Part-time students, however, are not required to have this insurance coverage.
2) How much does OSU student health insurance cost?
The cost of OSU student health insurance varies depending on the coverage period and the student’s age. For the 2021-2022 academic year, the annual premium for the insurance plan is $3,317 for students under the age of 30 and $5,005 for students over the age of 30.
3) Can I waive OSU student health insurance?
Yes, you can waive OSU student health insurance if you have comparable health insurance coverage through another source. The waiver must be submitted online by the specified deadline each semester.
4) Do I need to renew OSU student health insurance every year?
Yes, you need to renew your OSU student health insurance every year to maintain coverage.
5) What if I have a pre-existing condition?
OSU student health insurance covers pre-existing conditions. However, you must disclose your pre-existing conditions when you enroll in the insurance plan.
Conclusion
OSU student health insurance is a mandatory health insurance coverage for all full-time students at Ohio State University. It offers comprehensive coverage, convenient access to health care services, and affordable premiums. Understanding the benefits and enrollment process is important to ensure you have the health care coverage that you need as a student.
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