Openly Home Insurance: Affordable Protection for Your Home

As a homeowner, you know that protecting your home is essential. You want to ensure that your property and assets are covered in case of accidents, theft, or natural disasters. Openly Home Insurance offers affordable and comprehensive coverage that will protect your home and assets. In this article, we will provide you with all the information you need to know about Openly Home Insurance and how it can give you peace of mind.

What is Openly Home Insurance?

Openly Home Insurance is a home insurance company that focuses on providing affordable, customized coverage to homeowners. The company operates in select states and is growing rapidly. Openly Home Insurance was founded in 2017 by CEO Ty Harris, who saw a need for more transparent and customizable home insurance options. The company is based in Boston, Massachusetts, and has since expanded to other states such as Arizona, Illinois, and Pennsylvania, with plans to expand further in the future.

Openly Home Insurance aims to simplify the home insurance process for homeowners by using advanced technology to make the process faster and more efficient. The company also provides personalized coverage options that fit your needs, so you don’t have to pay for coverage that you don’t need.

What Does Openly Home Insurance Cover?

Openly Home Insurance provides a range of coverage options that protect your home and assets. Some of the coverage options include:

Coverage Option
Description
Dwelling Coverage
Protects the physical structure of your home.
Personal Property Coverage
Covers your personal belongings such as furniture, clothing, and electronics.
Liability Coverage
Protects you in case someone is injured on your property.
Additional Living Expenses Coverage
Covers the expenses you incur if you have to live elsewhere while your home is being repaired.
Other Structures Coverage
Covers structures on your property such as a shed, fence, or detached garage.

Openly Home Insurance also offers additional coverage options that you can add to your policy, such as roof replacement cost coverage, water backup coverage, and identity theft coverage.

How Much Does Openly Home Insurance Cost?

The cost of Openly Home Insurance varies depending on several factors such as the location, age, and condition of your home, as well as your coverage needs. However, Openly Home Insurance is known for providing affordable coverage options that are customized to fit your budget. The company offers a free quote tool on its website where you can get an estimate of how much your coverage will cost.

One of the ways Openly Home Insurance keeps its prices affordable is by using advanced technology to streamline the insurance process. This helps to reduce overhead costs, which are passed on to customers in the form of lower premiums. Additionally, Openly Home Insurance offers personalized coverage options, so you’re not paying for coverage you don’t need.

How Do I Get a Quote from Openly Home Insurance?

Getting a quote from Openly Home Insurance is easy. You can visit the company’s website and fill out a short form with some basic information about your home, such as its location, age, and condition. The website will then provide you with an estimate of how much your coverage will cost. If you decide to proceed, you can customize your coverage options and purchase your policy directly from the website.

Why Choose Openly Home Insurance?

Openly Home Insurance offers several benefits that make it a great choice for homeowners. Some of the benefits include:

  • Customizable coverage options that fit your needs and budget
  • Affordable prices that are lower than many other home insurance companies
  • Advanced technology that makes the insurance process faster and more efficient
  • Personalized service from knowledgeable insurance agents

Moreover, Openly Home Insurance is committed to transparency, so you always know what you’re paying for. The company provides easy-to-understand policy documents and clearly outlines what is and isn’t covered in each policy.

FAQ

What states does Openly Home Insurance operate in?

Currently, Openly Home Insurance operates in Arizona, Illinois, Indiana, Kentucky, Ohio, Pennsylvania, and Tennessee. The company plans to expand to additional states in the future.

Is Openly Home Insurance a reputable company?

Yes, Openly Home Insurance is a reputable home insurance company that has received positive reviews from its customers. The company is backed by some of the top investors in the insurance industry and has an A rating from AM Best, a leading insurance rating agency.

Can I customize my coverage options with Openly Home Insurance?

Yes, Openly Home Insurance offers customizable coverage options that fit your needs and budget. You can choose from a range of coverage options, such as dwelling coverage, personal property coverage, and liability coverage. Additionally, you can add on additional coverage options such as roof replacement cost coverage, water backup coverage, and identity theft coverage.

How do I file a claim with Openly Home Insurance?

You can file a claim with Openly Home Insurance by calling the company’s claims hotline or by submitting a claim online through the company’s website. A claims adjuster will then be sent to assess the damage and help you through the claims process.

Does Openly Home Insurance offer discounts?

Yes, Openly Home Insurance offers several discounts that can help you save on your home insurance premiums. Some of the discounts include a protective device discount for homes with security systems or smoke detectors, and a new home discount for homes that are newly constructed or recently purchased.

Conclusion

Openly Home Insurance is a great choice for homeowners looking for affordable, customizable coverage options. The company uses advanced technology to make the insurance process faster and more efficient, and its personalized service makes it easy to find the right coverage for your needs. With Openly Home Insurance, you can have peace of mind that your home and assets are protected.