Ohio National Life Insurance Company is a firm that has been providing reliable insurance services and products to individuals and businesses for over 100 years. With its customer-centric approach, Ohio National has become a popular choice for those looking for quality life insurance policies. If you’re interested in learning more about Ohio National Life Insurance Company, continue reading for a comprehensive guide!
Background and History
Ohio National Life Insurance Company was founded in 1909 in Cincinnati, Ohio. It initially provided life insurance policies to teachers and farmers in the state of Ohio. Over the years, Ohio National has grown to become a company with over $41 billion in assets and a presence in all 50 states.
Today, Ohio National is a mutual insurance company, meaning it is owned by its policyholders rather than shareholders. This allows Ohio National to put its customers first and prioritize the needs of those who use its products and services.
In addition to its insurance products, Ohio National is known for its commitment to philanthropy. The company has a foundation that supports various organizations and charities throughout the country, such as the United Way and the American Heart Association.
Insurance Products Offered by Ohio National
Ohio National offers a variety of insurance products to meet the needs of individuals and businesses. These products include:
Product |
Description |
Life Insurance |
Ohio National offers several types of life insurance, including term life, whole life, and universal life. |
Annuities |
Ohio National offers fixed and variable annuities, which provide a reliable source of income in retirement. |
Disability Insurance |
Ohio National’s disability insurance policies offer income protection in the event of a disability that prevents you from working. |
Long-Term Care Insurance |
Ohio National offers long-term care insurance, which provides coverage for the costs associated with long-term care, such as nursing home care or in-home nursing care. |
Business Insurance |
Ohio National offers several types of business insurance policies, including key person insurance and buy-sell agreements. |
Advantages of Ohio National Life Insurance
There are several advantages to choosing Ohio National for your life insurance needs:
Financial Strength
Ohio National has a long history of financial stability and strength. The company has consistently earned high ratings from third-party rating agencies, such as A.M. Best and Standard & Poor’s.
Customer Service
Ohio National is known for its excellent customer service. The company has a team of knowledgeable and friendly representatives who are available to answer any questions you may have about your policy.
Flexible Options
Ohio National offers a variety of insurance products that can be tailored to meet the unique needs of each individual or business. This allows you to choose the policy that best fits your specific situation and budget.
Policyholder Ownership
As a mutual insurance company, Ohio National is owned by its policyholders. This means that the company’s focus is on providing quality products and services to its customers, rather than generating profits for shareholders.
How to Apply for Ohio National Life Insurance
If you’re interested in applying for Ohio National life insurance, there are several steps you’ll need to take:
Step 1: Determine Your Needs
Before applying for a life insurance policy, it’s important to determine how much coverage you need and what type of policy is best for your situation. Ohio National’s website offers tools and resources to help you determine your insurance needs.
Step 2: Get a Quote
Once you’ve determined your insurance needs, you can request a quote from Ohio National’s website. You’ll need to provide some basic information, such as your age, gender, and health status, to receive a quote.
Step 3: Apply for Coverage
If you’re satisfied with the quote you receive, you can apply for coverage with Ohio National. The application process typically involves providing additional information about your health and lifestyle, as well as completing a medical exam.
Step 4: Approval and Policy Issuance
After you’ve completed the application process, Ohio National will review your information and determine whether to approve your policy. If your policy is approved, you’ll receive your policy documents and can begin making payments.
Frequently Asked Questions
What types of life insurance does Ohio National offer?
Ohio National offers several types of life insurance, including term life, whole life, and universal life.
Is Ohio National a reputable company?
Yes, Ohio National has a long history of financial stability and strength. The company has consistently earned high ratings from third-party rating agencies, such as A.M. Best and Standard & Poor’s.
How do I apply for Ohio National life insurance?
To apply for Ohio National life insurance, you can request a quote from the company’s website and then complete the application process, which typically involves providing additional information about your health and lifestyle and completing a medical exam.
What are the advantages of choosing Ohio National for my life insurance needs?
Ohio National offers several advantages, including financial strength, excellent customer service, flexible options, and policyholder ownership.
Can I customize my insurance policy with Ohio National?
Yes, Ohio National offers a variety of insurance products that can be tailored to meet the unique needs of each individual or business.
What is a mutual insurance company?
A mutual insurance company is owned by its policyholders rather than shareholders. This allows the company to focus on providing quality products and services to its customers, rather than generating profits for shareholders.
Overall, Ohio National Life Insurance Company is a reputable and reliable insurance provider that offers a range of products and services to meet the needs of individuals and businesses. By choosing Ohio National, you can have confidence in your insurance coverage and enjoy the peace of mind that comes with being protected.
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