Non-Owner SR22 Insurance Online: What You Need To Know

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If you’ve recently had your driver’s license suspended or revoked, you may be required to obtain an SR22 insurance policy before you can get back on the road. An SR22 is a form filed by your insurance company with your state’s Department of Motor Vehicles (DMV) as proof that you have the minimum level of liability insurance coverage required by law.But what if you don’t own a car? Can you still get an SR22 policy? The answer is yes – you can purchase non-owner SR22 insurance online. In this article, we’ll explain what non-owner SR22 insurance is, who needs it, and where you can buy it.

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What Is Non-Owner SR22 Insurance?

Non-owner SR22 insurance is a type of policy designed for drivers who don’t own a car but still need to file an SR22 form with the DMV. This type of policy provides liability coverage when you’re driving a vehicle that you don’t own, such as a friend’s car or a rental car.Unlike a traditional car insurance policy, non-owner SR22 insurance doesn’t include coverage for physical damage to the vehicle you’re driving. Instead, it only covers damages or injuries you may cause to others while operating a vehicle.

Who Needs Non-Owner SR22 Insurance?

Non-owner SR22 insurance is typically required for drivers who have had their license suspended or revoked due to a DUI or other serious driving offense. In some cases, it may also be required for drivers who have been involved in an accident and were found to be at fault but didn’t have insurance at the time.If you’re required to file an SR22 form with the DMV, you’ll need to obtain an SR22 policy before your license can be reinstated. If you don’t own a car, a non-owner SR22 policy may be the best option for you.

How To Buy Non-Owner SR22 Insurance Online

Purchasing non-owner SR22 insurance online is a simple process. You can begin by researching insurance providers and comparing quotes to find the most affordable policy that meets your needs.Once you’ve found a provider, you’ll need to provide some basic information about yourself and your driving history. This may include your name, date of birth, address, and driver’s license number. You’ll also need to provide information about the reason for your SR22 filing and the length of time you’ll need to maintain your policy.

FAQ

How long do I need to maintain my non-owner SR22 policy?

The length of time you need to maintain your non-owner SR22 policy will vary depending on the state you live in and the reason for your SR22 filing. In most cases, you’ll need to maintain your policy for at least three years.

What happens if I cancel my non-owner SR22 policy before the required time has passed?

If you cancel your non-owner SR22 policy before the required time has passed, your insurance company will notify the DMV and your license may be suspended again.

How much does non-owner SR22 insurance cost?

The cost of non-owner SR22 insurance will depend on a variety of factors, including your driving record, the state you live in, and the insurance provider you choose. However, it generally costs less than a traditional car insurance policy since it only provides liability coverage.

Can I use my non-owner SR22 policy to rent a car?

Yes, you can typically use your non-owner SR22 policy to rent a car. However, you should check with your insurance provider to make sure you have the proper coverage before renting a car.

Conclusion

If you’re required to file an SR22 form with the DMV but don’t own a car, non-owner SR22 insurance can help you get back on the road. By purchasing a policy online, you can easily meet the requirements for filing an SR22 form and get the coverage you need to drive legally. Remember to compare quotes from multiple providers to find the most affordable policy that meets your needs.

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