NJM Insurance Payment: Simplifying Your Premium Payment Process

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Car insurance is a necessary expense that every car owner must bear. NJM is a well-known car insurance company that provides competitive rates and reliable coverage to car owners. Being a customer of NJM, you must know how to make NJM insurance payments. In this article, we will guide you through the payment process and answer some frequently asked questions about NJM insurance payment.

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Ways to Make NJM Insurance Payment

There are multiple ways to make NJM insurance payment. You can choose the method that suits you the most. Here are your options:

Online Payment

Online payment is the most convenient way to pay your NJM insurance premium. Follow these simple steps:

  1. Log in to the NJM website with your policy number and ZIP code.
  2. Select “Make Payment” from the “Policy Summary” page.
  3. Enter the amount you want to pay and select the payment method (credit card, debit card, or e-check).
  4. Fill in your payment information and click “Submit.”

You will receive a confirmation email once your payment is processed.

Auto-Pay

Auto-pay is another option for NJM insurance payment. With this option, your premium will be automatically deducted from your bank account or credit card every month. To enroll in auto-pay:

  1. Log in to the NJM website with your policy number and ZIP code.
  2. Select “Enroll in Auto-Pay” from the “Policy Summary” page.
  3. Enter your payment information and click “Submit.”

Now, you don’t have to worry about forgetting to make your payment every month.

Phone Payment

You can also make your NJM insurance payment over the phone. Here’s how:

  1. Call the NJM customer service number: 1-800-232-6600.
  2. Select “Make a Payment” from the automated menu.
  3. Follow the prompts and enter your payment information.

Your payment will be processed immediately, and you will receive a confirmation email.

Mail Payment

If you prefer to pay by mail, you can send a check or money order to NJM. Here’s what you need to do:

  1. Write a check or money order for the amount of your premium.
  2. Include your policy number on the check or money order.
  3. Mail it to:
NJM Insurance Group P.O. Box 70139 Philadelphia, PA 19176-0139

Make sure that you mail your payment at least 5 business days before your due date to avoid late fees.

Frequently Asked Questions about NJM Insurance Payment

What happens if I miss a payment?

If you miss a payment, your policy will be cancelled. You will receive a notice of cancellation, and you will have to pay a fee to reinstate your policy. If you have enrolled in auto-pay, make sure that you have sufficient funds in your account to avoid missed payments.

How can I update my payment information?

You can update your payment information by logging in to the NJM website and selecting “Update Payment Information” from the “Policy Summary” page. You can also call the customer service number to update your information over the phone.

Can I change my payment due date?

Yes, you can change your payment due date by calling the NJM customer service number. However, keep in mind that changing your due date may affect your billing cycle.

What forms of payment does NJM accept?

NJM accepts credit cards, debit cards, and e-checks for online and phone payments. For mail payments, NJM accepts checks and money orders.

How long does it take for my payment to be processed?

Online and phone payments are processed immediately, and you will receive a confirmation email. Mail payments can take up to 5 business days to be processed.

Conclusion

Now that you know how to make NJM insurance payments, you can choose the method that works best for you. Whether it’s online, auto-pay, phone, or mail, NJM offers multiple options to simplify your premium payment process. If you have any further questions, you can always contact NJM customer service for assistance.

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