NJM Insurance Group is a mutual insurance company that has been providing automobile, homeowners, and workers’ compensation insurance services to customers in New Jersey and Pennsylvania since 1913. With more than 100 years of experience, NJM has become a trusted name in the insurance industry, known for its reliable services and affordable rates.
About NJM Insurance Group
NJM Insurance Group was founded in 1913 as the New Jersey Manufacturers Casualty Insurance Company. Over the years, the company has grown significantly and expanded its services to include automobile, homeowners, and workers’ compensation insurance. NJM is a mutual insurance company, which means it is owned by its policyholders rather than by shareholders.
The company is headquartered in West Trenton, New Jersey, and has a long-standing commitment to providing high-quality insurance services to its customers. NJM is known for its exceptional customer service, affordable rates, and innovative technologies that make it easy for customers to manage their policies and file claims.
The Mission of NJM Insurance Group
The mission of NJM Insurance Group is to provide quality insurance services to its policyholders at a competitive price. The company is committed to maintaining its position as a leader in the insurance industry by continuously improving its products and services to meet the evolving needs of its customers.
NJM is also committed to serving the community by supporting local organizations and initiatives. The company has a long-standing tradition of philanthropy and has donated millions of dollars to various charitable causes over the years.
Insurance Services Offered by NJM
NJM Insurance Group offers a range of insurance services to its customers, including:
Insurance Services |
Description |
Auto Insurance |
NJM offers auto insurance services to drivers in New Jersey and Pennsylvania. The company’s policies include liability coverage, collision coverage, and comprehensive coverage. |
Homeowners Insurance |
NJM offers homeowners insurance services to homeowners in New Jersey and Pennsylvania. The company’s policies include coverage for property damage, liability, and personal possessions. |
Workers’ Compensation Insurance |
NJM offers workers’ compensation insurance services to businesses in New Jersey and Pennsylvania. The company’s policies cover medical expenses and lost wages for employees who are injured on the job. |
Auto Insurance Services
NJM’s auto insurance policies provide comprehensive coverage for drivers in New Jersey and Pennsylvania. The company’s policies include:
- Liability coverage
- Collision coverage
- Comprehensive coverage
- Personal injury protection (PIP)
- Uninsured and underinsured motorist coverage
Customers can customize their policies to meet their specific needs and budgets. NJM also offers discounts for safe drivers, multiple vehicles, and for having a good credit score.
Homeowners Insurance Services
NJM’s homeowners insurance policies provide coverage for property damage, liability, and personal possessions. The company’s policies include:
- Dwelling coverage
- Personal property coverage
- Liability coverage
- Additional living expenses coverage
- Flood insurance (optional)
NJM’s homeowners insurance policies can be customized to meet the specific needs of each customer. The company also offers discounts for installing safety devices in your home, such as smoke detectors and burglar alarms.
Workers’ Compensation Insurance Services
NJM’s workers’ compensation insurance policies provide coverage for medical expenses and lost wages for employees who are injured on the job. The company’s policies include:
- Medical expense coverage
- Lost wage coverage
- Disability benefits
- Death benefits
NJM works closely with its policyholders to provide a safe working environment for their employees and to prevent workplace injuries. The company also offers safety training programs to help businesses reduce their risk of accidents and injuries.
FAQs
What is NJM Insurance Group?
NJM Insurance Group is a mutual insurance company that provides automobile, homeowners, and workers’ compensation insurance services to customers in New Jersey and Pennsylvania. It was founded in 1913 and has a long-standing commitment to providing high-quality insurance services to its customers.
What insurance services are offered by NJM?
NJM offers automobile, homeowners, and workers’ compensation insurance services to its customers. Its policies include liability coverage, collision coverage, comprehensive coverage, dwelling coverage, personal property coverage, and medical expense coverage.
Is NJM a reliable insurance company?
Yes, NJM is a reliable insurance company. It has more than 100 years of experience in the insurance industry and is known for its exceptional customer service, affordable rates, and innovative technologies that make it easy for customers to manage their policies and file claims.
Does NJM offer discounts?
Yes, NJM offers discounts to its customers. The company offers discounts for safe drivers, multiple vehicles, and for having a good credit score. It also offers discounts for installing safety devices in your home, such as smoke detectors and burglar alarms.
How can I contact NJM Insurance Group?
You can contact NJM Insurance Group by calling their customer service hotline at 1-800-232-6600. You can also visit their website at www.njm.com for more information about their services and to request a quote.
Conclusion
NJM Insurance Group has been providing reliable insurance services to customers in New Jersey and Pennsylvania for more than 100 years. The company is committed to providing high-quality insurance services at a competitive price and has a long-standing tradition of philanthropy and community service. Whether you need automobile, homeowners, or workers’ compensation insurance, NJM has a policy that can meet your specific needs and budget. Contact NJM today to learn more about their services and to request a quote.
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